4970 Watermelon Rd, Olmstead, KY 42265 Property Records

Logan County property record for 4970 Watermelon Rd, Olmstead, KY 42265

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,140 sqft · built 2017
Lot Size	8.67 acres (377,665 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Nov 2008)
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-00-00-017-03`

Property Details

APN / Parcel Number

Primary APN	`042-00-00-017-03`
Alternative APN	`67370`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,140 sqft Living Area
Basement Area	964 sqft
Unfinished Basement	964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	377,665 sqft (8.67 acres)
Garage Type	Attached
Garage Area	1,240 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	67370
Street Address	4970 WATERMELON RD
City	OLMSTEAD
State	KY
Zip	42265-9655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERMELON RD 8.67 AC
Jurisdiction	LOGAN KY
Township / Civil Division	RUSSELLVILLE
Census Block Group	2
Census Block	2042
Census Tract	960500

Owner

4970 Watermelon Rd is owned and occupied by two individuals who acquired it in September 2017.

Source: Logan County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4970 WATERMELON RD, OLMSTEAD, KY 42265-9655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage FARM CREDIT MID AMERICA FLCA
Mar 14, 2017	Deed of Trust, Mortgage · Line of Credit LEWISBURG BANKING COMPANY
Oct 9, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2008 · Amount on File
Deed Sale	Nov 5, 2008 · Amount on File
Deed Document Number	2008219061
Deed Book / Page	385 / 337
Last Transfer Date	Sep 25, 2017
Transfer Doc	D440/62
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN KY
Property Address	4970 WATERMELON RD, OLMSTEAD, KY 42265-9655
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4970 WATERMELON RD, OLMSTEAD, KY 42265-9655

Mortgage

Document Number	M622/592
Date	Jun 4, 2020
Book Page	M622/592
Instrument	205897

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2040

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN KY
Property Address	4970 WATERMELON RD, OLMSTEAD, KY 42265-9655
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 LINDSAY LN, RUSSELLVILLE, KY 42276-9620

Mortgage

Document Number	M567/154
Date	Mar 14, 2017
Book Page	M567/154
Instrument	188556

Lender

Name	LEWISBURG BANKING COMPANY
Type	Bank
Address	LEWISBURG, KY 42256

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOGAN KY
Recording Date	Oct 9, 2017
Property Address	4970 WATERMELON RD, OLMSTEAD, KY 42265-9655
Document Number	D440/62
Book / Page	D440 / 62
Instrument Date	Sep 25, 2017
Instrument	191607
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	SUMMIT TITLE COMPANY, SUMMIT TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4970 WATERMELON RD, OLMSTEAD, KY 42265-9655

Mortgage

Document Number	191608
Date	Oct 9, 2017
Instrument	191608

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4970 Watermelon Rd was $2,623.

Source: Logan County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Logan County
Unified School District	Logan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,623.00	$302,625 Land $7,625 Building $295,000	$306,675 Land $11,675 Building $295,000
2023	$2,687.00	$302,625 Land $7,625 Building $295,000	$306,675 Land $11,675 Building $295,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4970 Watermelon Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4970 Watermelon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH LOGAN WATER ASSOCIATION private · serves 5,198 people · EPA ID KY0710707
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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