3848 Watermelon Rd, Olmstead, KY 42265 Property Records

Logan County property record for 3848 Watermelon Rd, Olmstead, KY 42265

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,178 sqft · built 1962
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$184,900 (Jan 2025)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	May 2018 Mortgage Jun 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-00-00-011-00`

Property Details

APN / Parcel Number

Primary APN	`042-00-00-011-00`
Alternative APNs	`72304` `81300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	204 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	81300
Street Address	3848 WATERMELON RD
City	OLMSTEAD
State	KY
Zip	42265-9621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3848 WATERMELON RD
Jurisdiction	LOGAN KY
Township / Civil Division	RUSSELLVILLE
Census Block Group	2
Census Block	2042
Census Tract	960500

Owner

3848 Watermelon Rd is owned and occupied by an individual who bought it in January 2025.

Source: Logan County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3848 WATERMELON RD, OLMSTEAD, KY 42265-9621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Jun 8, 2020	Deed, Construction Loan · Construction Mortgage FIRST SOUTHERN NATIONAL BANK
Apr 24, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2025 · Amount on File
Deed Sale	Jan 27, 2025 · Amount on File
Prior Sale	Jun 8, 2020 · Amount on File
Deed Document Number	2025247791
Deed Book / Page	496 / 653
Prior Transfer Date	Feb 21, 2018
Prior Transfer Doc	00D443/509
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN KY
Property Address	3848 WATERMELON RD, OLMSTEAD, KY 42265-9621
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M586/502
Date	May 23, 2018
Book Page	M586/502
Instrument	194838

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2033

June 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	LOGAN KY
Recording Date	Jun 8, 2020
Property Address	3848 WATERMELON RD, OLMSTEAD, KY 42265-9621
Document Number	D458/726
Book / Page	D458 / 726
Instrument Date	May 29, 2020
Instrument	205962
Transaction Type	Construction Loan
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3848 WATERMELON RD, 3848, OLMSTEAD, KY 42265-9621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3848 WATERMELON RD, OLMSTEAD, KY 42265-9621

Mortgage

Document Number	205963
Date	Jun 8, 2020
Instrument	205963

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOGAN KY
Recording Date	Apr 24, 2018
Property Address	3848 WATERMELON RD, OLMSTEAD, KY 42265-9621
Document Number	D443/509
Book / Page	D443 / 509
Instrument Date	Feb 21, 2018
Instrument	194427
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3848 WATERMELON RD, 3848, OLMSTEAD, KY 42265-9621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3848 WATERMELON RD, OLMSTEAD, KY 42265-9621

Tax Assessment & Valuation

The 2025 property tax bill for 3848 Watermelon Rd was $1,603.

Source: Logan County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Logan County
Unified School District	Logan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,603.00	$184,900 Land $10,000 Building $174,900	$184,900 Land $10,000 Building $174,900
2023	$754.00	$85,000 Land $10,000 Building $75,000	$85,000 Land $10,000 Building $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3848 Watermelon Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3848 Watermelon Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH LOGAN WATER ASSOCIATION private · serves 5,198 people · EPA ID KY0710707
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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