Herkimer County and Ohio Town property record for 4970 State Rte 8, Cold Brook, NY 13324
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,289 sqft · built 1987 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,000 (Jun 2026) |
| Tax Bill | $3,760 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| APN | 214200 070.-1-55.2 |
| Primary APN | 214200 070.-1-55.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,289 sqft Living Area |
| 1st Floor Area | 665 sqft |
| 2nd Floor Area | 400 sqft |
| Upper Floors Area | 224 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Canopy | 128 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 130044311 |
|---|---|
| Street Address | 4970 STATE ROUTE 8 |
| City | COLD BROOK |
| State | NY |
| Zip | 13324-4237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RU |
| Legal Description | 68 REM PAT |
| Legal Block | 1 |
| Legal Lot Number | 55.200 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | OHIO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11504 |
4970 State Rte 8, a rural home, is owned and occupied by an individual who bought it in June 2026.
Source: Herkimer County and Ohio Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4970 STATE ROUTE 8, COLD BROOK, NY 13324-4237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on File |
| Deed Sale | Jun 4, 2026 · Amount on File |
| Prior Sale | Dec 10, 2004 · Amount on File |
| Deed Document Number | 2026RP2026-2503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Jun 4, 2026 |
| Property Address | 4970 STATE ROUTE 8, COLD BROOK, NY 13324-4237 |
| Document Number | RP20262503 |
| Instrument Date | May 26, 2026 |
| Instrument | 20262503 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4970 STATE ROUTE 8, COLD BROOK, NY 13324-4237 |
| Date | Jun 4, 2026 |
|---|
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.8% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jul 1, 2033 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
The 2026 property tax bill for 4970 State Rte 8 was $3,760 with exemptions applied, up 6.2% from the year before.
Source: Herkimer County and Ohio Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Ohio Town |
| Unified School District | Poland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,760.00 (+6.21%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $3,540.00 | $154,400 Land $56,500 Building $97,900 | $245,079 Land $89,682 Building $155,397 |
| 2023 | $154,400 Land $56,500 Building $97,900 | $190,617 Land $69,753 Building $120,864 | |
| 2020 | $3,143.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 4970 State Rte 8; 4 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4970 State Rte 8 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
No cell data coverage reported
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