Herkimer County and Ohio Town property record for 4893 State Rte 8, Cold Brook, NY 13324
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 870 sqft · built 2019 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $238,000 (May 2026) |
| Tax Bill | $2,104 (2026) |
| Deeds & Mortgages | Jul 2008 Mortgage May 2026 Sale & Mortgage |
| APN | 214200 070.-1-56 |
| Primary APN | 214200 070.-1-56 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 870 sqft Living Area |
| 1st Floor Area | 870 sqft |
| Upper Floors Area | 400 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 56 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 130060003 |
|---|---|
| Street Address | 4893 STATE ROUTE 8 |
| City | COLD BROOK |
| State | NY |
| Zip | 13324-4238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | REM 68 |
| Legal Block | 1 |
| Legal Lot Number | 56.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | OHIO |
| Census Block Group | 1 |
| Census Block | 1287 |
| Census Tract | 11502 |
Source: Herkimer County and Ohio Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4893 STATE ROUTE 8, COLD BROOK, NY 13324-4238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 30, 2008 | Deed of Trust, Mortgage UTICA NEIGHBORHOOD HOUSING SERVICES |
| May 21, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Aug 2, 2006 · Amount on Record |
| Deed Document Number | 2026RP2026-2283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 4893 STATE ROUTE 8, COLD BROOK, NY 13324-4238 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001282/0000000235 |
|---|---|
| Date | Jul 30, 2008 |
| Book Page | 0000001282/0000000235 |
| Instrument | 2008-0014588 |
| Name | UTICA NEIGHBORHOOD HOUSING SERVICES |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | May 21, 2026 |
| Property Address | 4893 STATE ROUTE 8, COLD BROOK, NY 13324-4238 |
| Document Number | RP20262283 |
| Instrument Date | May 13, 2026 |
| Instrument | 20262283 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4893 STATE ROUTE 8, COLD BROOK, NY 13324-4238 |
| Date | May 21, 2026 |
|---|
| Name | CROSSCOUNTY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Herkimer County and Ohio Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | Ohio Town |
| Unified School District | Poland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,104.00 (+6.1%) | ||
| 2025 | $1,983.00 (+12.54%) | $85,000 (-) Land $14,500 Building $70,500 | $134,921 (+28.57%) Land $23,016 Building $111,905 |
| 2023 | $85,000 Land $14,500 Building $70,500 | $104,938 Land $17,901 Building $87,037 | |
| 2020 | $1,762.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Apr 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
No cell data coverage reported
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