Polk County property record for 4970 Nocosee Pl, Lakeland, FL 33811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,560 sqft · built 2010 |
| Lot Size | 0.234 acres (10,210 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Jun 2026) |
| Tax Bill | $4,085 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-08-139620-001330 |
| Primary APN | 23-29-08-139620-001330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,560 sqft Living Area |
| Gross Area | 3,154 sqft |
| 1st Floor Area | 2,560 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,210 sqft (0.234 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Pool Type | Enclosed Pool |
| Porch | Finished/Open Porch |
| Porch Area | 253 sqft |
| Street Address | 4970 NOCOSEE PL |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-1750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 133 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 08 |
| Legal Subdivision | MORGAN CREEK PRESERVE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 139620 |
| Legal Block | 1 |
| Legal Lot Number | 133 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11911 |
4970 Nocosee Pl is owned and occupied by two individuals who bought it in June 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4970 NOCOSEE PL, LAKELAND, FL 33811-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AUSTIN CAP BK SSB |
| Jan 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on File |
| Deed Sale | Jun 30, 2026 · Amount on File |
| Prior Sale | Jan 1, 2017 · Amount on File |
| Deed Document Number | 2026155465 |
| Deed Book / Page | 14056 / 1856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 4970 NOCOSEE PL, LAKELAND, FL 33811-1750 |
| Document Number | 0000155465 |
| Book / Page | 14056 / 1856 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026155465 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2026 |
| Title Company | SMART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385,315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4970 NOCOSEE PL, LAKELAND, FL 33811-1750 |
| Investor | Possibly a Property Investor |
| Document Number | 0000155466, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026155466 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4970 NOCOSEE PL, LAKELAND, FL 33811-1750 |
| Document Number | 0114020088 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4970 NOCOSEE PL LAKELAND FL 338111750, LAKELAND, FL 33811-1750 |
| Document Number | 0114020088 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 011402/000088 |
| Instrument | 209333 |
| Name | AUSTIN CAP BK SSB |
|---|---|
| Address | AUSTIN, TX 78757 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 10, 2017 |
| Property Address | 4970 NOCOSEE PL, LAKELAND, FL 33811-1750 |
| Document Number | 0100332169 |
| Book / Page | 01003 / 002169 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 4564 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,257.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4970 NOCOSEE PL LAKELAND FL 338111750, LAKELAND, FL 33811-1750 |
| Document Number | 100332171 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 010033/002171 |
| Instrument | 4565 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2047 |
The 2025 property tax bill for 4970 Nocosee Pl was $4,085, up 3.2% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,920 (+2.7%) | $435,226 (+0.6%) Land $76,000 Building $359,226 | |
| 2025 | $4,085.00 (+3.16%) Homeowner's exemption | $269,640 | $432,616 Land $76,000 Building $356,616 |
| 2024 | $3,960.00 (+2.56%) | ||
| 2023 | $3,861.00 (+2.8%) Homeowner's exemption | $254,409 (+3%) | $450,025 (+20.33%) Land $74,000 Building $376,025 |
| 2022 | $3,756.00 Homeowner's exemption | $246,999 | $373,999 Land $70,000 Building $303,999 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4970 Nocosee Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 9 (2002–2024) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4970 Nocosee Pl is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
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