Polk County property record for 4969 Nocosee Pl, Lakeland, FL 33811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,626 sqft · built 2006 |
| Lot Size | 0.258 acres (11,243 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jun 2021) |
| Tax Bill | $7,316 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-08-139620-001270 |
| Primary APN | 23-29-08-139620-001270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,626 sqft Living Area |
| Gross Area | 3,220 sqft |
| 1st Floor Area | 2,626 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,243 sqft (0.258 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Pool Type | Enclosed Pool |
| Porch | Finished/Open Porch |
| Porch Area | 357 sqft |
| Street Address | 4969 NOCOSEE PL |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-1783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 127 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 08 |
| Legal Subdivision | MORGAN CREEK PRESERVE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 139620 |
| Legal Block | 1 |
| Legal Lot Number | 127 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11911 |
4969 Nocosee Pl is owned and occupied by two individuals who bought it in June 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4969 NOCOSEE PL, LAKELAND, FL 33811-1783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Jun 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD |
| Aug 6, 2019 | Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SVGS BK |
| Apr 25, 2017 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on File |
| Deed Sale | Jun 4, 2021 · Amount on File |
| Prior Sale | Aug 6, 2019 · Amount on File |
| Deed Document Number | 2021144637 |
| Deed Book / Page | 11744 / 1016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4969 NOCOSEE PL, LAKELAND, FL 33811-1783 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4969 NOCOSEE PL, LAKELAND, FL 33811-1783 |
| Document Number | 0000286997 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 12469/2116 |
| Instrument | 2022286997 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 4, 2021 |
| Property Address | 4969 NOCOSEE PL, LAKELAND, FL 33811-1783 |
| Document Number | 0000144637 |
| Book / Page | 11744 / 1016 |
| Map Reference | MB 134 PG 50&51 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021144637 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 219 HILLTOP RIDGE DR, 219, MADISON, AL 35756-2709 |
| Name | Verified Name |
|---|---|
| Address | 4969 NOCOSEE PL, LAKELAND, FL 33811-1783 |
| Document Number | 0117441018 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 11744/1018 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 6, 2019 |
| Property Address | 4969 NOCOSEE PL, LAKELAND, FL 33811-1783 |
| Document Number | 0109310603 |
| Book / Page | 010931 / 000603 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 164502 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | SECURITY NATIONAL TITLE AND ESCROW, SECURITY NAT'L TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,506.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4969 NOCOSEE PL LAKELAND FL 338111783, LAKELAND, FL 33811-1783 |
| Document Number | 109310605 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 010931/000605 |
| Instrument | 164503 |
| Name | NORTH AMERICAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 25, 2017 |
| Property Address | 4969 NOCOSEE PL, LAKELAND, FL 33811-1783 |
| Document Number | 0101271114 |
| Book / Page | 010127 / 001114 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 77774 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | RP TITLE AND ESCROW LLC, RP TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4751 LATHLOA LOOP LAKELAND FL 338111747, LAKELAND, FL 33811-1747 |
| Document Number | 101271116 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 010127/001116 |
| Instrument | 77775 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2047 |
The 2025 property tax bill for 4969 Nocosee Pl was $7,316 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449,511 (+0.17%) Land $76,000 Building $373,511 | $449,511 (+0.17%) Land $76,000 Building $373,511 | |
| 2025 | $7,316.00 Homeowner's exemption | $448,763 Land $76,000 Building $372,763 | $448,763 Land $76,000 Building $372,763 |
| 2023 | $7,225.00 (+9.11%) Homeowner's exemption | $438,942 (+21.75%) Land $74,000 Building $364,942 | $438,942 (+21.75%) Land $74,000 Building $364,942 |
| 2022 | $6,622.00 | $360,531 Land $70,000 Building $290,531 | $360,531 Land $70,000 Building $290,531 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4969 Nocosee Pl in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 9 (2002–2024) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4969 Nocosee Pl is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 50 |
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