497 Windrush Dr, Elgin, SC 29045 Property Records

Richland County property record for 497 Windrush Dr, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	2,474 sqft Heated Area
Lot Size	6,534 sqft (0.15 acres)
Garage	440 sqft
Occupancy	Owner Occupied
Last Sale	$264,525 (2021)

Owner

Source: Richland County records · APN 28804-03-02

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	497 WINDRUSH DR, ELGIN, SC 29045-7902
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Deed Doc Number	20215424
Deed Book / Page	2580 / 1260
Record Refreshed	Sep 20, 2026

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jan 27, 2021
Property Address	497 WINDRUSH DR, ELGIN, SC 29045-7902
Document Number	2580/1260
Book / Page	002580 / 001260
Instrument Date	Jan 16, 2021
Instrument	5424
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$979.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	497 WINDRUSH DR ELGIN SC 290457902, ELGIN, SC 29045-7902

Mortgage

Document Number	2580/1264
Date	Jan 27, 2021
Book Page	002580/001264
Instrument	5425

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

Year	Assessed Market Value
2025	$306,400 (+49.76%) Land $50,400 Building $256,000
2023	$204,600 Land $30,000 Building $174,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of South Carolina
Wildfire Likelihood	About 1 in 1,923 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28804-03-02`
Alternative APNs	`R28804-03-02` `02176852`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	2,474 sqft Heated Area
Gross Area	3,134 sqft Gross Area
1st Floor	1,000 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Garage Area	440 sqft Garage
Porch Area	220 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02176852
Street Address	497 WINDRUSH DR
City	ELGIN
State	SC
Zip	29045-7902
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 20 55X120X55X120 #SU TERRACE @LIBERTY RDG PH 3 #PR RB2474-1923
Legal Subdivision	LIBERTY RIDGE
Legal Lot Number	20,55
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2079
Census Tract	11407