Richland County property record for 493 Windrush Dr, Elgin, SC 29045 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,339 sqft Heated Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $359,900 (2024) |
| Tax Bill | $3,165.00 (2025) |
Source: Richland County records · APN 28804-03-01
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 493 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage AGAVE HOME LOANS LLC |
| Aug 02, 2022 | Deed, Transfer · Conventional Mortgage FIRST PALMETTO BANK |
| Aug 02, 2022 | Quit Claim Deed, Transfer NOT AVAILABLE, HARVEY & VALLINI LLC |
| Feb 24, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2024 · Amount on Record |
| Deed Sale | Jul 11, 2024 · Amount on Record |
| Prior Sale | Aug 02, 2022 · Amount on Record |
| Deed Doc Number | 202430620 |
| Deed Book / Page | 2938 / 3580 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 493 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 493 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 0030903565 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | 3090/3565 |
| Instrument | 2026001638 |
| Name | AGAVE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 02, 2022 |
| Property Address | 493 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 0027672147 |
| Book / Page | 2767 / 2147 |
| Map Reference | MB 2474 PG 1923 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022043761 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | NOT AVAILABLE, HARVEY & VALLINI LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $819.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 493 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 2022043762 |
|---|---|
| Date | Aug 02, 2022 |
| Instrument | 2022043762 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Aug 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 9.62% |
| Index | Other |
| Max Rate | 9.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 02, 2022 |
| Property Address | 493 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 0027671722 |
| Book / Page | 2767 / 1722 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022043689 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | NOT AVAILABLE, HARVEY & VALLINI LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 493 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Feb 24, 2021 |
| Property Address | 493 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 0025891099 |
| Book / Page | 2589 / 1099 |
| Map Reference | MB 2474 PG 1923 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021011274 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.05 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 493 WINDRUSH DR, ELGIN, SC 29045-7902 |
| Document Number | 2021011275 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021011275 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,165.00 (+16.75%) | $9,440 (-96.76%) | $359,900 (+23.38%) Land $50,400 Building $309,500 |
| 2024 | $291,700 (+2,990.04%) Land $50,400 Building $241,300 | $291,700 (+23.6%) Land $50,400 Building $241,300 | |
| 2023 | $2,711.00 (+896.69%) | $9,440 (+686.67%) | $236,000 (+686.67%) |
| 2021 | $272.00 | $1,200 | $30,000 Land $30,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 11% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28804-03-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,339 sqft Heated Area |
| Gross Area | 3,009 sqft Gross Area |
| 1st Floor | 1,329 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 484 sqft Garage |
| Porch Area | 186 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02176843 |
|---|---|
| Street Address | 493 WINDRUSH DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-7902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 19 55X120X55X120 #SU TERRACE @LIBERTY RDG PH 3 #PR RB2474-1923 |
| Legal Subdivision | LIBERTY RIDGE |
| Legal Phase | 3 |
| Legal Lot Number | 19,55 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2079 |
| Census Tract | 11407 |
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