497 Whiting Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 497 Whiting Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,688 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,747 (Feb 2019)
Tax Bill	$19,982 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265489 064.01-1-46`

Property Details

APN / Parcel Number

Primary APN	`265489 064.01-1-46`
Alternative APNs	`54890640100001046000` `02847300000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	2,688 sqft Living Area
1st Floor Area	2,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	490 sqft
Canopy	60 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02847300000
Street Address	497 WHITING RD
City	WEBSTER
State	NY
Zip	14580-9022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	46.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2007
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	497 WHITING RD, WEBSTER, NY 14580-9022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Feb 15, 2019	Warranty Deed, Subdivision Related Transfer · ARM GENESEE REGIONAL BANK
May 9, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	20192040
Deed Book / Page	12148 / 231
Prior Transfer Date	Apr 13, 2018
Prior Transfer Doc	0000000578
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	497 WHITING RD, WEBSTER, NY 14580-9022
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	CHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 WHITING RD, WEBSTER, NY 14580-9022

Mortgage

Document Number	1349
Date	Feb 23, 2021
Book Page	29049/527
Instrument	202102231349

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Feb 15, 2019
Property Address	497 WHITING RD, WEBSTER, NY 14580-9022
Document Number	0000002040
Book / Page	12148 / 231
Instrument Date	Feb 15, 2019
Instrument	201902152040
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,512.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	482 JOSEPH CIR, 482, WEBSTER, NY 14580-8416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 WHITING RD, WEBSTER, NY 14580-9022

Mortgage

Document Number	0000002041
Date	Feb 15, 2019
Instrument	201902152041

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Max Rate	10.2%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	May 9, 2018
Property Address	497 WHITING RD, WEBSTER, NY 14580-9022
Document Number	0000000578
Book / Page	012022 / 000680
Instrument Date	Apr 13, 2018
Instrument	578
Transaction Type	Transfer
Record Updated	May 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Contract Purchaser
Address	482 JOSEPH CIR WEBSTER NY 145808416, WEBSTER, NY 14580-8416

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,982.00 (+1.09%)
2025	$19,767.00 (+4.59%)	$424,600 (-) Land $33,100 Building $391,500	$884,600 (+20.83%) Land $68,960 Building $815,640
2023		$424,600 (-) Land $33,100 Building $391,500	$732,100 (+10.36%) Land $57,071 Building $675,029
2022		$424,600 Land $33,100 Building $391,500	$663,400 Land $51,716 Building $611,684
2021	$18,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2004)
Most Recent Claim	Aug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

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