472 Whiting Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 472 Whiting Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,081 sqft · built 1999
Lot Size	1.97 acres (85,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Feb 1999)
Tax Bill	$10,263 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000152`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000152`
Alternative APNs	`265489 049.03-1-38.3` `54890490300001038300`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,081 sqft Living Area
1st Floor Area	1,631 sqft
Upper Floors Area	450 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	85,813 sqft (1.97 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000152
Street Address	472 WHITING RD
City	WEBSTER
State	NY
Zip	14580-9022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L6 & 7 T14 R4 SEC 15 RAMPE SUB L3 256-96
Legal Block	1
Legal Lot Number	38.300
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1001
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	472 WHITING RD, WEBSTER, NY 14580-9022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit ESL FCU
Oct 17, 2018	Deed of Trust, Mortgage NEW YORK BUSN DEV
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit ESL FCU
Nov 1, 2017	Loan Modification, Consolidation and Extension, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 1999 · Amount on Record
Deed Sale	Feb 8, 1999 · Amount on Record
Deed Book / Page	9121 / 190
Last Transfer Date	May 6, 1999
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Jul 21, 2026
Property Address	472 WHITING RD, WEBSTER, NY 14580-9022
Document Number	0003445164
Book / Page	31383 / 756
Instrument Date	Jul 9, 2026
Instrument	20263445164
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 WHITING RD, WEBSTER, NY 14580-9022

Mortgage

Document Number	0003445164,
Date	Jul 21, 2026
Book Page	31383/756
Instrument	20263445164

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	472 WHITING RD, WEBSTER, NY 14580-9022
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO UPST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 WHITING RD, WEBSTER, NY 14580-9022

Mortgage

Document Number	202603383618
Date	Feb 11, 2026
Book Page	31252/495
Instrument	202603383618

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	472 WHITING RD, WEBSTER, NY 14580-9022
Document Number	0000000334
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 SUNDANCE TRL WEBSTER NY 145801223, WEBSTER, NY 14580-1223

Mortgage

Document Number	0000000334
Date	Nov 1, 2018
Instrument	334

Lender

Name	NEW YORK BUSN DEV
Type	Construction/Development Company
Address	ALBANY, NY 12207

Agreement

Amount	Amount Recorded

Interest

Rate	3%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	472 WHITING RD, WEBSTER, NY 14580-9022
Document Number	0000000638
Instrument Date	Oct 3, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 WHITING RD WEBSTER NY 145809022, WEBSTER, NY 14580-9022

Mortgage

Document Number	0000000638
Date	Nov 1, 2017
Book Page	027380/000144
Instrument	638

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	MONROE NY
Recording Date	Nov 1, 2017
Property Address	472 WHITING RD, WEBSTER, NY 14580-9022
Book / Page	027380 / 000154
Instrument Date	Oct 3, 2017
Instrument	639
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 WHITING RD WEBSTER NY 145809022, WEBSTER, NY 14580-9022

Mortgage

Document Number	0000000639
Date	Nov 1, 2017
Book Page	027380/000154
Instrument	639

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,263.00 (+6.23%) Homeowner's exemption
2025	$9,661.00 (+5.98%)	$219,600 (-) Land $41,800 Building $177,800	$457,500 (+20.84%) Land $87,083 Building $370,417
2023		$219,600 (-) Land $41,800 Building $177,800	$378,600 (+10.35%) Land $72,065 Building $306,535
2022		$219,600 Land $41,800 Building $177,800	$343,100 Land $65,308 Building $277,792
2021	$9,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Greenlight Networks.

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