Whatcom County property record for 497 S State St, Bellingham, WA 98225
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,510 sqft · built 1927 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $599,900 (Sep 2016) |
| Tax Bill | $9,734 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 534930 |
| Primary APN | 534930 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,510 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| 2nd Floor Area | 1,040 sqft |
| Basement Area | 712 sqft |
| Unfinished Basement | 712 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Year Built | Built 1927 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Type | Built-in |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 601 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 534930 |
|---|---|
| Street Address | 497 S STATE ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98225-6128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM2.0 |
| Legal Description | TOWN OF BELLINGHAM LOTS 1-2-3 BLK 15-TOG WI VAC N 10 FT FERRY ST ABTG LOT 1 |
| Legal Range | 02 |
| Legal Township | 37 |
| Legal Section | 01 |
| Legal Subdivision | TOWN OF BELLINGHAM |
| Legal Block | 15 |
| Legal Lot Number | 1 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Hill Historic District listed 2010 · 498 contributing resources · NRIS 09001296 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
497 S State St is owned and occupied by an individual who bought it in September 2016.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 497 S STATE ST, BELLINGHAM, WA 98225-6128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2016 · Amount on File |
| Deed Sale | Sep 23, 2016 · Amount on File |
| Deed Document Number | 2016-0902746 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 497 S State St was $9,734.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,734.00 | $1,190,232 Land $740,956 Building $449,276 | $1,190,232 Land $740,956 Building $449,276 |
| 2022 | $1,062,702 Land $640,356 Building $422,346 | $1,062,702 Land $640,356 Building $422,346 | |
| 2021 | $7,600.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 S State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 497 S State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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