Whatcom County property record for 490 S State St, Bellingham, WA 98225
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,000,000 (May 2025) |
| Tax Bill | $18,591 (2025) |
| Deeds & Mortgages | May 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 370201-135519-0000 |
| Primary APN | 370201-135519-0000 |
|---|---|
| Alternative APNs |
|
| Units | 33 Units |
|---|---|
| 1st Floor Area | 14,572 sqft |
| Basement Area | 3,308 sqft |
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 27,443 sqft (0.63 acres) |
| Account Number | 15940 |
|---|---|
| Street Address | 490 S STATE ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98225-6154 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Local Zoning Code | RM2.0 |
| Legal Description | E K WOODS INDUSTRIAL SITES LOTS 14-15-16-EXC THAT PTN LY NWLY OF BAYVIEW DR-EXC S 15 FT OF LOT 16--LAND ONLY |
| Legal Range | 02 |
| Legal Township | 37 |
| Legal Section | 01 |
| Legal Subdivision | E K WOODS INDUSTRIAL SITES |
| Legal Block | 1 |
| Legal Lot Number | 14-15 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 1102 |
490 S State St, a residential property, is owned by a company that bought it in May 2025.
Source: Whatcom County records, as of July 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1028 13TH ST, BELLINGHAM, WA 98225-6636 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2025 · Amount on File |
| Deed Sale | May 6, 2025 · Amount on File |
| Prior Sale | Apr 14, 2011 |
| Deed Document Number | 2025398 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 6, 2025 |
| Property Address | 490 S STATE ST, BELLINGHAM, WA 98225-6154 |
| Document Number | 0000500398 |
| Map Reference | MB 8 PG 8 |
| Instrument Date | May 5, 2025 |
| Instrument | 2025-0500398 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | CHICAGO TITLE COMPANY OF WA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Estimated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 13TH ST, BELLINGHAM, WA 98225-6636 |
| Document Number | 0000500399 |
|---|---|
| Date | May 6, 2025 |
| Instrument | 2025-0500399 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 490 S State St was $18,591.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,591.00 | $2,260,880 Land $2,260,880 | $2,260,880 Land $2,260,880 |
| 2022 | $2,066,010 Land $2,066,010 | $2,066,010 Land $2,066,010 | |
| 2021 | $13,921.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 S State St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 490 S State St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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