Shiawassee County property record for 497 N State Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,442 sqft · built 1954 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,197 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-16-300-004 |
| Primary APN | 007-16-300-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,442 sqft Heated Area |
| 1st Floor Area | 1,628 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 29,621 sqft (0.68 acres) |
| Lot Dimensions | 202 ft deep x 146 ft wide |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 497 N STATE RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 16 T7N R3E PT OF N 12 OF SW 14. COM 34 FT S OF NE COR OF N 12 OF SW 14 S 146 FT S89W 183 FT N14W 150.20 FT TO PT 34 FT S |
| Legal Range | 03E |
| Legal Township | 07N |
| Legal Section | 16 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | CALEDONIA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 31700 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 497 N STATE RD, OWOSSO, MI 48867-9030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 497 N STATE RD, OWOSSO, MI 48867-9030 |
| Document Number | 0012490666 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 497 N STATE RD OWOSSO MI 488679030, OWOSSO, MI 48867-9030 |
| Document Number | 0012490666 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 001249/000666 |
| Instrument | 3313047 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 5, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Caledonia Charter Township |
| Unified School District | Corunna Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,400 (+3.2%) | $296,800 (+3.2%) | |
| 2025 | $2,197.00 (+11.07%) Homeowner's exemption | $143,800 (+23.22%) | $287,600 (+23.22%) |
| 2023 | $1,978.00 Homeowner's exemption | $116,700 | $233,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DayStarr Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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