Shiawassee County property record for 400 N State Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,164 sqft · built 2014 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (May 2024) |
| Tax Bill | $2,694 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-16-400-015 |
| Primary APN | 007-16-400-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,164 sqft Heated Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 624 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 435,600 sqft (10 acres) |
| Lot Dimensions | 1,320 ft deep x 330 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 400 N STATE RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 16 T7N R3E S 10 A OF N 30 A OF W 12 OF SE 14 10 A |
| Legal Range | 03E |
| Legal Township | 07N |
| Legal Section | 16 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | CALEDONIA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 31700 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 N STATE RD, OWOSSO, MI 48867-9030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2024 · Amount on Record |
| Deed Sale | May 22, 2024 · Amount on Record |
| Prior Sale | Sep 7, 2012 · Amount on Record |
| Deed Document Number | 20243381752 |
| Deed Book / Page | 1317 / 504 |
| Prior Transfer Date | Jul 12, 2016 |
| Prior Transfer Doc | 0012240586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 22, 2026 |
| Property Address | 400 N STATE RD, OWOSSO, MI 48867-9030 |
| Document Number | 0003403595 |
| Book / Page | 1339 / 16 |
| Instrument Date | May 18, 2026 |
| Instrument | 20263403595 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 400 N STATE RD, OWOSSO, MI 48867-9030 |
| Investor | Possibly a Property Investor |
| Document Number | 0003403595, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 1339/16 |
| Instrument | 20263403595 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Caledonia Charter Township |
| Unified School District | Corunna Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,400 (+3.74%) | $210,800 (+3.74%) | |
| 2025 | $2,694.00 (-2.78%) Homeowner's exemption | $101,600 (+37.67%) | $203,200 (+37.67%) |
| 2024 | $2,771.00 | ||
| 2023 | $2,771.00 Homeowner's exemption Additional exemption filed | $73,800 | $147,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DayStarr Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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