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497 Moffat Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 497 Moffat Loop, Oviedo, FL 32765 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,692 sqft · built 1993
Lot Size0.179 acres (7,803 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Jul 2013)
Tax Bill$2,413 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-21-31-502-0000-1590

Property Details

APN / Parcel Number

Primary APN21-21-31-502-0000-1590
Alternative APN
  • 21312150200001590

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,692 sqft Living Area
Gross Area2,120 sqft
1st Floor Area1,692 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area7,803 sqft (0.179 acres)
Garage TypeAttached
Garage Area428 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area32 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address497 MOFFAT LOOP
CityOVIEDO
StateFL
Zip32765-6289
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 159 DUNHILL UNIT 2 PB 41 PGS 69 & 70
Legal Range31E
Legal Township21S
Legal Section21
Legal SubdivisionDUNHILL UNIT 2
Legal Tract502
Legal Lot Number159
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2004
Census Tract21314

Owner

Source: Seminole County records · APN 21-21-31-502-0000-1590

Assessment roll updated December 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address497 MOFFAT LOOP, OVIEDO, FL 32765-6289
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU
May 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CREDIT UNION
Aug 07, 2019Quit Claim Deed, Transfer · Conventional with PMI
FAIRWINDS CU
Apr 09, 2019Deed of Trust, Mortgage · Line of Credit
MCCOY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2013 · Amount on Record
Deed SaleJul 19, 2013 · Amount on Record
Prior SaleDec 01, 2006 · Amount on Record
Deed Document Number201394325
Deed Book / Page8084 / 793
Last Transfer DateJun 26, 2019
Transfer Doc0094101213
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address497 MOFFAT LOOP, OVIEDO, FL 32765-6289
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyAPOLLO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address497 MOFFAL LOOP, OVIEDO, FL 32765-6289

Mortgage

Document Number0100640559
DateOct 06, 2021
Book Page10064/559
Instrument2021132604
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Recording DateMay 14, 2026
Property Address497 MOFFAT LOOP, OVIEDO, FL 32765-6289
Document Number0110390138
Book / Page11039 / 138
Instrument DateMay 08, 2026
Instrument202648344
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address497 MOFFAT LOOP, OVIEDO, FL 32765-6289
InvestorPossibly a Property Investor

Mortgage

Document Number0000048344,
DateMay 14, 2026
Book Page11039/138
Instrument202648344
Lender
NameFAIRWINDS CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 13, 2041
Interest
Rate TypeFixed Rate
Rate5.74%
Initial TypeFixed Rate
Max Rate-1%

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateAug 07, 2019
Property Address497 MOFFAT LOOP, OVIEDO, FL 32765-6289
Document Number0094101213
Book / Page009410 / 001213
Instrument DateJul 26, 2019
Instrument84806
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyAPOLLO TITLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address497 MOFFAT LOOP OVIEDO FL 327656289, OVIEDO, FL 32765-6289

Mortgage

Document Number94101214
DateAug 07, 2019
Book Page009410/001214
Instrument84807
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueAug 06, 2039

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address497 MOFFAT LOOP, OVIEDO, FL 32765-6289
Document Number0093361254
Instrument DateApr 09, 2019
Transaction TypeMortgage
Record UpdatedMay 07, 2019
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address497 MOFFAT LOOP OVIEDO FL 327656289, OVIEDO, FL 32765-6289

Mortgage

Document Number0093361254
DateApr 17, 2019
Book Page009336/001254
Instrument40256
Lender
NameMCCOY FCU
TypeCredit Union
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,413.00 (+10.69%) Homeowner's exemption$187,287 (+5.99%)$361,343 (+4.47%) Land $95,000 Building $266,343
2023$2,180.00 (+2.78%) Homeowner's exemption$176,708 (+3%)$345,892 (+3.79%) Land $85,000 Building $260,892
2022$2,121.00 Homeowner's exemption$171,561$333,267 Land $75,000 Building $258,267

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 60% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 543 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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