493 Moffat Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 493 Moffat Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,236 sqft · built 1991
Lot Size	0.226 acres (9,877 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Sep 2021)
Tax Bill	$5,402 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-21-31-502-0000-1600`

Property Details

APN / Parcel Number

Primary APN	`21-21-31-502-0000-1600`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,236 sqft Living Area
1st Floor Area	1,113 sqft
2nd Floor Area	643 sqft
Upper Floors Area	643 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,877 sqft
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	359 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	493 MOFFAT LOOP
City	OVIEDO
State	FL
Zip	32765-6289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 160 DUNHILL UNIT 2 PB 41 PGS 69 & 70
Legal Range	31E
Legal Township	21S
Legal Section	21
Legal Subdivision	DUNHILL
Legal Tract	502
Legal Lot Number	160
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2004
Census Tract	21314

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	493 MOFFAT LOOP, OVIEDO, FL 32765-6289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	2021126683
Deed Book / Page	10052 / 376
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 24, 2021
Property Address	493 MOFFAT LOOP, OVIEDO, FL 32765-6289
Document Number	0100520376
Book / Page	10052 / 376
Map Reference	MB 41 PG 69&70
Instrument Date	Sep 22, 2021
Instrument	2021126683
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	COBBLESTONE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2731 SWEET MAGNOLIA PL, 2731, OVIEDO, FL 32765-3413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	493 MOFFAT LOOP, OVIEDO, FL 32765-6289

Mortgage

Document Number	10052377
Date	Sep 24, 2021
Instrument	10052/377

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,402.00 (-0.81%) Homeowner's exemption	$437,191 (+3.57%)	$437,191 (+3.57%) Land $95,000 Building $342,191
2023	$5,446.00 (-0.49%) Homeowner's exemption	$422,135 (+10.58%)	$422,135 (+3.9%) Land $85,000 Building $337,135
2022	$5,473.00	$381,763	$406,295 Land $75,000 Building $331,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20