497 Lindley Rd, Coldwater, MI 49036 Property Records

Branch County property record for 497 Lindley Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,710 sqft
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$2,805 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060-028-300-015-00`

Property Details

APN / Parcel Number

Primary APN	`060-028-300-015-00`

Interior

Full Baths	2 Baths
Building Area	1,710 sqft Building Perimeter
1st Floor Area	1,710 sqft
Basement Area	1,710 sqft
Unfinished Basement	1,710 sqft

Exterior

Lot Area	87,120 sqft (2 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	497 LINDLEY RD
City	COLDWATER
State	MI
Zip	49036-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT W 1/4 PT TH N 87DEG 20MIN E 3 CH TH S 39DEG E 1.71 CH TH S 02DEG 30MIN W 3.89 CH TH S 87DEG 39MIN W 4.7 CH TH N 02DEG
Legal Range	07W
Legal Township	06S
Legal Section	28
Jurisdiction	BRANCH MI
Township / Civil Division	BATAVIA
Census Block Group	4
Census Block	4002
Census Tract	950300

Owner

497 Lindley Rd is owned and occupied by an individual who acquired it in May 2023.

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	497 LINDLEY RD, COLDWATER, MI 49036-9224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
May 19, 2023	Intrafamily Transfer, Transfer
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 17, 2023
Transfer Doc	0202302783
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	497 LINDLEY RD, COLDWATER, MI 49036-9224
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	497 LINDLEY RD, COLDWATER, MI 49036-9224

Mortgage

Document Number	0202303569
Date	Jun 30, 2023
Instrument	2023-03569

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	May 19, 2023
Property Address	497 LINDLEY RD, COLDWATER, MI 49036-9224
Document Number	0202302783
Instrument Date	May 17, 2023
Instrument	2023-02783
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	497 LINDLEY RD, COLDWATER, MI 49036-9224

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	497 LINDLEY RD, COLDWATER, MI 49036-9224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700575
Date	Jan 31, 2017
Instrument	2017-00575

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	497 LINDLEY RD, COLDWATER, MI 49036-9224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202004021
Date	Jun 25, 2020
Instrument	2020-04021

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 497 Lindley Rd was $2,805, up 2.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Batavia Township
Unified School District	Bronson Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,523 (-1.44%)	$281,046 (-1.44%)
2025	$2,805.00 (+2.67%)	$142,574	$285,148
2024	$2,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 497 Lindley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 497 Lindley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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