497 Heather Ct, Bartow, FL 33830 Property Records

Polk County property record for 497 Heather Ct, Bartow, FL 33830 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,175 sqft · built 1987
Lot Size0.501 acres (21,802 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Oct 2018)
Tax Bill$2,576 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-28-691000-000540

Property Details

APN / Parcel Number

Primary APN26-29-28-691000-000540
Alternative APNs
  • 282926691000000540
  • 82926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,175 sqft Living Area
Gross Area3,267 sqft
1st Floor Area2,175 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area21,802 sqft (0.501 acres)
Lot Dimensions218 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area600 sqft
PorchFlorida Room
Porch Area638 sqft

Location & Zoning

Street Address497 HEATHER CT
CityBARTOW
StateFL
Zip33830-8855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEACE RIVER OAKS PB 70 PG 40 LYING & BEING IN SECTIONS 28 & 33 T29S R26E LOT 54
Legal Range26E
Legal Township29S
Legal Section28
Legal SubdivisionPEACE RIVER OAKS
Legal Tract691000
Legal Block4
Legal Lot Number54
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4076
Census Tract14501

Owner

Source: Polk County records · APN 26-29-28-691000-000540

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address497 HEATHER CT, BARTOW, FL 33830-8855
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 16, 2018 · Amount on Record
Deed SaleOct 16, 2018 · Amount on Record
Prior SaleMar 20, 2013 · Amount on Record
Deed Document Number2018218094
Deed Book / Page10642 / 1060
Record UpdatedSep 20, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 16, 2018
Property Address497 HEATHER CT, BARTOW, FL 33830-8855
Document Number0106421060
Book / Page010642 / 001060
Instrument DateOct 15, 2018
Instrument218094
Transaction TypeTransfer
Record UpdatedNov 01, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address497 HEATHER CT BARTOW FL 338308855, BARTOW, FL 33830-8855

Mortgage

Document Number106421062
DateOct 16, 2018
Book Page010642/001062
Instrument218095
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 15, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,576.00 (-14.25%) Homeowner's exemption$239,497 (+5.99%)$319,849 (-2.06%) Land $42,000 Building $277,849
2023$3,004.00 (+3.51%) Homeowner's exemption$225,968 (+3%)$326,582 (+19.79%) Land $40,000 Building $286,582
2022$2,902.00 Homeowner's exemption$219,386$272,625 Land $33,000 Building $239,625

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 389 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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