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491 Heather Ct, Bartow, FL 33830 Property Records

Polk County property record for 491 Heather Ct, Bartow, FL 33830 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,291 sqft · built 2019
Lot Size0.503 acres (21,902 sqft)
Owner2 Individual Names on File
Last Sale$25,000 (Apr 2018)
Tax Bill$2,504 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jul 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN26-29-28-691000-000550

Property Details

APN / Parcel Number

Primary APN26-29-28-691000-000550
Alternative APNs
  • 282926691000000550
  • 82926000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,291 sqft Living Area
Gross Area2,753 sqft
1st Floor Area2,291 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area21,902 sqft (0.503 acres)
Lot Dimensions218 ft deep x 103 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft
PorchSlab
Porch Area436 sqft

Location & Zoning

Street Address491 HEATHER CT
CityBARTOW
StateFL
Zip33830-8855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEACE RIVER OAKS PB 70 PG 40 LYING & BEING IN SECTIONS 28 & 33 T29S R26E LOT 55
Legal Range26E
Legal Township29S
Legal Section28
Legal SubdivisionPEACE RIVER OAKS
Legal Tract691000
Legal Block4
Legal Lot Number55
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4076
Census Tract14501

Owner

Source: Polk County records · APN 26-29-28-691000-000550

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address491 HEATHER CT, BARTOW, FL 33830-8855
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2024Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 13, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 19, 2019Loan Modification, Mortgage
FBC MTG
Jul 26, 2018Quit Claim Deed, Mortgage · FHA Mortgage
FBC MTG
Apr 06, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Apr 06, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2018 · Amount on Record
Deed SaleApr 06, 2018 · Amount on Record
Prior SaleSep 11, 1998 · Amount on Record
Deed Document Number201873170
Deed Book / Page10445 / 2227
Last Transfer DateJul 19, 2018
Transfer Doc0105610578
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address491 HEATHER CT, BARTOW, FL 33830-8855
Transaction TypeMortgage
Record UpdatedMar 14, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 HEATHER CT, BARTOW, FL 33830-8855

Mortgage

Document Number0000048094
DateFeb 29, 2024
Book Page13023/2106
Instrument2024048094
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term328 Months
DueJun 01, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address491 HEATHER CT, BARTOW, FL 33830-8855
Transaction TypeMortgage
Record UpdatedJul 29, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address491 HEATHER CT, BARTOW, FL 33830-8855

Mortgage

Document Number0000180368
DateJul 13, 2021
Book Page11799/717
Instrument2021180368
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJun 01, 2051

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address491 HEATHER CT, BARTOW, FL 33830-8855
Document Number0107931376
Instrument DateMar 19, 2019
Transaction TypeMortgage
Record UpdatedApr 10, 2019
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address491 HEATHER CT BARTOW FL 338308855, BARTOW, FL 33830-8855

Mortgage

Document Number0107931376
DateMar 29, 2019
Book Page010793/001376
Instrument63708
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.62%

July 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateJul 26, 2018
Property Address491 HEATHER CT, BARTOW, FL 33830-8855
Document Number0105610578
Book / Page010561 / 000578
Instrument DateJul 19, 2018
Instrument159327
Transaction TypeMortgage
Record UpdatedAug 08, 2018
Title CompanyUNITED TITLE GROUP/LAKELAND LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 2518 EAGLE LAKE FL 338392518, EAGLE LAKE, FL 33839-2518

Mortgage

Document Number105610582
DateJul 26, 2018
Book Page010561/000582
Instrument159329
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 25, 2048
Interest
Rate5.87%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 06, 2018
Property Address491 HEATHER CT, BARTOW, FL 33830-8855
Document Number0104452227
Book / Page010445 / 002227
Instrument DateApr 05, 2018
Instrument73170
Transaction TypeTransfer
Record UpdatedApr 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$175.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 2518 EAGLE LAKE FL 338392518, EAGLE LAKE, FL 33839-2518

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateApr 06, 2018
Property Address491 HEATHER CT, BARTOW, FL 33830-8855
Document Number0104452224
Book / Page010445 / 002224
Instrument DateApr 05, 2018
Instrument73169
Transaction TypeTransfer
Record UpdatedApr 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address223 KINGSHILL CT SE WINTER HAVEN FL 338843512, WINTER HAVEN, FL 33884-3512

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,504.00 (-19.3%) Homeowner's exemption$233,940 (+5.99%)$318,067 (-4.34%) Land $42,000 Building $276,067
2024$3,103.00 (+6.27%)
2023$2,920.00 (+3.55%) Homeowner's exemption$220,725 (+3%)$332,506 (+18.89%) Land $40,000 Building $292,506
2022$2,820.00 Homeowner's exemption$214,296$279,687 Land $33,000 Building $246,687

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 389 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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