Sacramento County property record for 497 Hall St, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,974 sqft · built 1999 |
| Lot Size | 0.239 acres (10,399 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $532,000 (Dec 2017) |
| Tax Bill | $7,092 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-1390-043-0000 |
| Primary APN | 072-1390-043-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,974 sqft Living Area |
| 1st Floor Area | 1,974 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 10,399 sqft (0.239 acres) |
| Garage Area | 562 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 497 HALL ST |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-9531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-M (PD) |
| Legal Description | PRAIRIE OAKS 02 PHASE 01, LOT 72 |
| Legal Subdivision | PRAIRIE OAKS 02 PHASE 01 |
| Legal Lot Number | 72 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 8508 |
497 Hall St is owned and occupied by two individuals who bought it in December 2017.
Source: Sacramento County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 497 HALL ST, FOLSOM, CA 95630-9531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Dec 19, 2017 | Grant Deed, Transfer · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2017 · Amount on File |
| Deed Sale | Dec 19, 2017 · Amount on File |
| Prior Sale | Jun 18, 2007 · Amount on File |
| Deed Book / Page | 20171219 / 1491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 497 HALL ST, FOLSOM, CA 95630-9531 |
| Document Number | 2101110189 |
| Instrument Date | Jan 4, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 497 HALL ST FOLSOM CA 956309531, FOLSOM, CA 95630-9531 |
| Document Number | 2101110189 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 2101110189 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 10, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 497 HALL ST, FOLSOM, CA 95630-9531 |
| Document Number | 2007241567 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 497 HALL ST FOLSOM CA 956309531, FOLSOM, CA 95630-9531 |
| Document Number | 2007241567 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 2007241567 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 23, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 19, 2017 |
| Property Address | 497 HALL ST, FOLSOM, CA 95630-9531 |
| Document Number | 1712191491 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 1712191491 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 497 HALL ST FOLSOM CA 956309531, FOLSOM, CA 95630-9531 |
| Document Number | 1712191492 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 1712191492 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 18, 2032 |
The 2025 property tax bill for 497 Hall St was $7,092 with a homeowner's exemption, up 2.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $617,427 (+2%) Land $208,903 Building $408,524 | |
| 2025 | $7,092.00 (+2.1%) Homeowner's exemption | $605,321 Land $204,807 Building $400,514 |
| 2024 | $6,946.00 (+1.83%) | |
| 2023 | $6,821.00 (+1.67%) Homeowner's exemption | $581,817 Land $196,855 Building $384,962 |
| 2022 | $6,709.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 497 Hall St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 497 Hall St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures