Sacramento County property record for 491 Hall St, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,897 sqft · built 1999 |
| Lot Size | 0.171 acres (7,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $735,000 (Oct 2025) |
| Tax Bill | $7,562 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Aug 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-1390-040-0000 |
| Primary APN | 072-1390-040-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,897 sqft Living Area |
| 1st Floor Area | 1,897 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,450 sqft (0.171 acres) |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 491 HALL ST |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-9531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-M (PD) |
| Legal Description | PRAIRIE OAKS 02 PHASE 01, LOT 75 |
| Legal Subdivision | PRAIRIE OAKS 02 PHASE 01 |
| Legal Lot Number | 75 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 8508 |
491 Hall St is owned and occupied by an individual who acquired it in August 2026.
Source: Sacramento County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 491 HALL ST, FOLSOM, CA 95630-9531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Sep 11, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 4, 2025 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 1, 2025 | Grant Deed, Transfer · Conventional Mortgage NMSI INC |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Jun 6, 2019 | Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on File |
| Deed Sale | Oct 1, 2025 · Amount on File |
| Prior Sale | Jun 6, 2019 · Amount on File |
| Deed Book / Page | 20251001 / 1144 |
| Last Transfer Date | Aug 20, 2026 |
| Transfer Doc | 2026000594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 11, 2026 |
| Property Address | 491 HALL ST, FOLSOM, CA 95630-9531 |
| Document Number | 2026000594 |
| Book / Page | 20260911 / 594 |
| Instrument Date | Aug 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 491 HALL ST, FOLSOM, CA 95630-9531 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 491 HALL ST, FOLSOM, CA 95630-9531 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 491 HALL ST, FOLSOM, CA 95630-9531 |
| Document Number | 0000000732 |
|---|---|
| Date | Aug 4, 2025 |
| Instrument | 202508040732 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 28, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 1, 2025 |
| Property Address | 491 HALL ST, FOLSOM, CA 95630-9531 |
| Document Number | 0000001144 |
| Map Reference | MB 240 PG 18 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 202510011144 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 491 HALL ST, FOLSOM, CA 95630-9531 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001145 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 202510011145 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 491 HALL ST, FOLSOM, CA 95630-9531 |
| Document Number | 2005110518 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 491 HALL ST FOLSOM CA 956309531, FOLSOM, CA 95630-9531 |
| Document Number | 2005110518 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 2005110518 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 10, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jun 6, 2019 |
| Property Address | 491 HALL ST, FOLSOM, CA 95630-9531 |
| Document Number | 1906060856 |
| Instrument Date | May 24, 2019 |
| Instrument | 1906060856 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $632.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 491 HALL ST FOLSOM CA 956309531, FOLSOM, CA 95630-9531 |
| Document Number | 1906060857 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 1906060857 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 5, 2049 |
The 2025 property tax bill for 491 Hall St was $7,562, up 2.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $735,000 (+14.59%) Land $215,000 Building $520,000 | |
| 2025 | $7,562.00 (+2.08%) | $641,420 Land $200,792 Building $440,628 |
| 2024 | $7,408.00 (+1.8%) | |
| 2023 | $7,277.00 (+1.65%) | $616,515 Land $192,996 Building $423,519 |
| 2022 | $7,159.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 491 Hall St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 Hall St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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