Indian River County property record for 497 Fordham St, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,260 sqft · built 1988 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Owner Name on File |
| Last Sale | $125,000 (Jul 2014) |
| Tax Bill | $562 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-01-00003-0860-00001.0 |
| Primary APN | 31-38-01-00003-0860-00001.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,260 sqft Living Area |
| 1st Floor Area | 2,260 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.269 acres) |
| Lot Dimensions | 125 ft deep x 95 ft wide |
| Garage Area | 546 sqft |
| Driveway | Driveway |
| Driveway Area | 1,678 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 412 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 17136 |
|---|---|
| Street Address | 497 FORDHAM ST |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 02 BLK 86 LOT 1 PBI 5-34 |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 01 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 2 |
| Legal Block | 86 |
| Legal Lot Number | 1 |
| Legal Unit | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 50807 |
The current owner of 497 Fordham St bought it in July 2014.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 497 FORDHAM ST, SEBASTIAN, FL 32958-4217 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Nov 3, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Feb 29, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 11, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Feb 5, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Last Sale | Jul 22, 2014 · Amount on File |
|---|---|
| Deed Sale | Jul 22, 2014 · Amount on File |
| Prior Sale | Jan 23, 2014 |
| Deed Document Number | 3120140042616 |
| Deed Book / Page | 2775 / 0502 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 497 FORDHAM ST, SEBASTIAN, FL 32958-4217 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0033922446 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 3392/2446 |
| Instrument | 3120210013781 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 497 FORDHAM ST, SEBASTIAN, FL 32958-4217 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0034800710 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 3480/710 |
| Instrument | 3120210076789 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 497 FORDHAM ST, SEBASTIAN, FL 32958-4217 |
| Document Number | 0032830983 |
| Instrument Date | Feb 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 497 FORDHAM ST SEBASTIAN FL 329584217, SEBASTIAN, FL 32958-4217 |
| Document Number | 0032830983 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 003283/000983 |
| Instrument | 14130 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 497 FORDHAM ST, SEBASTIAN, FL 32958-4217 |
| Document Number | 0032151596 |
| Instrument Date | Jun 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 497 FORDHAM ST SEBASTIAN FL 329584217, SEBASTIAN, FL 32958-4217 |
| Document Number | 0032151596 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 003215/001596 |
| Instrument | 35757 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 497 FORDHAM ST, SEBASTIAN, FL 32958-4217 |
| Document Number | 0030912232 |
| Instrument Date | Feb 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 497 FORDHAM ST SEBASTIAN FL 329584217, SEBASTIAN, FL 32958-4217 |
| Document Number | 0030912232 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 003091/002232 |
| Instrument | 8287 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 11, 2048 |
The 2025 property tax bill for 497 Fordham St was $562.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $562.00 | $175,628 | $286,784 Land $68,638 Building $218,146 |
| 2023 | $271.00 (+1.5%) | $165,707 (+3%) | $291,543 (+19.28%) Land $62,178 Building $229,365 |
| 2022 | $267.00 | $160,880 | $244,419 Land $33,511 Building $210,908 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 Fordham St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 7 (1993–2007) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Oct 2007 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 497 Fordham St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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