Indian River County property record for 481 Fordham St, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,806 sqft · built 1996 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $460,000 (Mar 2025) |
| Tax Bill | $3,848 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-01-00003-0860-00002.0 |
| Primary APN | 31-38-01-00003-0860-00002.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| 1st Floor Area | 1,806 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 640 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 148 sqft |
| Patio Area | 190 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 17137 |
|---|---|
| Street Address | 481 FORDHAM ST |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 02 BLK 86 LOT 2 PBI 5-34 |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 01 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 2 |
| Legal Block | 86 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 50807 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 75TH ST, NORTH BERGEN, NJ 07047-5908 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 6, 2017 | Personal Representative Deed, Transfer ATTORNEY |
| Feb 6, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2025 · Amount on Record |
| Deed Sale | Mar 20, 2025 · Amount on Record |
| Prior Sale | Feb 6, 2017 · Amount on Record |
| Deed Document Number | 0037621391 |
| Deed Book / Page | 3762 / 1391 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 481 FORDHAM ST, SEBASTIAN, FL 32958-4217 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 481 FORDHAM ST, SEBASTIAN, FL 32958-4217 |
| Document Number | 0034500985 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 3450/985 |
| Instrument | 3120210055436 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 481 FORDHAM ST, SEBASTIAN, FL 32958-4217 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033950302 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 3395/302 |
| Instrument | 3120210015287 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 6, 2017 |
| Property Address | 481 FORDHAM ST, SEBASTIAN, FL 32958-4217 |
| Document Number | 0029990900 |
| Book / Page | 2999 / 0900 |
| Map Reference | MB5 PG34 |
| Instrument Date | Jan 23, 2017 |
| Instrument | 3120170006403 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,239.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1998 OLD COUNTY RD, 1998, DEER PARK, NY 11729 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 481 FORDHAM ST, SEBASTIAN, FL 32958-4217 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 6, 2017 |
| Property Address | 481 FORDHAM ST, SEBASTIAN, FL 32958-4217 |
| Document Number | 0029990901 |
| Book / Page | 002999 / 000901 |
| Instrument Date | Jan 23, 2017 |
| Instrument | 6404 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 481 FORDHAM ST SEBASTIAN FL 329584217, SEBASTIAN, FL 32958-4217 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,848.00 (+18.58%) | $240,950 (+6.67%) | $286,765 (-1.73%) Land $57,800 Building $228,965 |
| 2023 | $3,245.00 (+31.01%) | $225,883 (+25.54%) | $291,811 (+36.96%) Land $52,360 Building $239,451 |
| 2022 | $2,477.00 | $179,927 | $213,061 Land $28,220 Building $184,841 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 7 (1993–2007) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Oct 2007 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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