Pontotoc County property record for 497 Five Star Rd, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,828 sqft · built 1999 |
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,798 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-20-000-010.08 |
| Primary APN | 104-20-000-010.08 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,828 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 125,888 sqft (2.89 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 17092 |
|---|---|
| Street Address | 497 FIVE STAR RD |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-9669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.89 AC SW1/4 SW1/4 729-365; 729-519 3/25/99 20073416 7/10/07 20165183 10/19/16 20173047 7/26/17 662 316 9177 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4046 |
| Census Tract | 950102 |
497 Five Star Rd is owned and occupied by an individual who acquired it in October 2016.
Source: Pontotoc County records, as of October 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 497 FIVE STAR RD, PONTOTOC, MS 38863-9669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC |
| May 24, 2017 | Deed of Trust, Mortgage GUM TREE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2016 |
| Deed Sale | Oct 19, 2016 |
| Prior Sale | Apr 14, 2016 |
| Deed Document Number | 2016005183 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 497 FIVE STAR RD, PONTOTOC, MS 38863-9669 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 497 FIVE STAR RD, PONTOTOC, MS 38863-9669 |
| Document Number | 2020002114 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 2020002114 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 497 FIVE STAR RD, PONTOTOC, MS 38863-9669 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017002128 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 2017002128 |
| Name | GUM TREE MORTGAGE |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 497 Five Star Rd was $1,798 with a homeowner's exemption.
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Municipality | Pontotoc City |
| Unified School District | Pontotoc City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,798.00 Homeowner's exemption | $14,067 | $137,398 Land $14,950 Building $122,448 |
| 2023 | $1,796.00 Homeowner's exemption | $14,051 | $137,287 Land $14,950 Building $122,337 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 497 Five Star Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 497 Five Star Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 44% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Buckeye Cablesystem.
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