385 Five Star Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 385 Five Star Rd, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,702 sqft · built 1995
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$1,521 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104-20-000-010.05`

Property Details

APN / Parcel Number

Primary APN	`104-20-000-010.05`
Alternative APN	`15366`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Building Area	1,702 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	15366
Street Address	385 FIVE STAR RD
City	PONTOTOC
State	MS
Zip	38863-9658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.5 AC PT NW1/4 SW1/4 626-332 8/95 683-568 1/12/98 20025645 11/4/02 20162959 6/22/16 20182650 7/18/18 20183288 8/30/18
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	4
Census Block	4046
Census Tract	950102

Owner

Source: Pontotoc County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	385 FIVE STAR RD, PONTOTOC, MS 38863-9658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 12, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023
Deed Sale	Oct 31, 2023
Prior Sale	Jun 22, 2016
Deed Document Number	2023004502
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	385 FIVE STAR RD, PONTOTOC, MS 38863-9658
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SHEFFIELD RD, JACKSONVILLE, NC 28546-5418

Mortgage

Document Number	2018002651
Date	Jul 18, 2018
Instrument	2018002651

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	385 FIVE STAR RD, PONTOTOC, MS 38863-9658
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001481
Date	Apr 12, 2021
Instrument	2021001481

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	385 FIVE STAR RD, PONTOTOC, MS 38863-9658
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 FIVE STAR RD, PONTOTOC, MS 38863-9658

Mortgage

Document Number	2025001636
Date	May 7, 2025
Instrument	2025001636

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Oct 31, 2023
Property Address	385 FIVE STAR RD, PONTOTOC, MS 38863-9658
Document Number	2023004502
Instrument Date	Oct 25, 2023
Instrument	2023004502
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1103 E 9TH ST, LAMAR, MO 64759-1661

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	385 FIVE STAR RD, PONTOTOC, MS 38863-9658

Mortgage

Document Number	2023004503
Date	Oct 31, 2023
Instrument	2023004503

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Pontotoc City
Unified School District	Pontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,521.00 Homeowner's exemption	$11,897 (-)	$117,470 (-) Land $14,950 Building $102,520
2023	$1,521.00 Homeowner's exemption	$11,897	$117,470 Land $14,950 Building $102,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buckeye Cablesystem.

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