497 Epsom Rd, Towson, MD 21286 Property Records

Baltimore County property record for 497 Epsom Rd, Towson, MD 21286

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,368 sqft · built 1996
Lot Size0.533 acres (23,217 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Mar 2006)
Tax Bill$6,163 (2024)
Deeds & MortgagesMar 2021 Mortgage
APN09-2200024467

Property Details

APN / Parcel Number

Primary APN09-2200024467
Alternative APNs
  • 92200024467
  • 2200024467

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,368 sqft Living Area
Gross Area2,968 sqft
1st Floor Area988 sqft
Basement Area460 sqft
Finished Basement460 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area23,217 sqft (0.533 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area144 sqft
Deck Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2200024467
Street Address497 EPSOM RD
CityTOWSON
StateMD
Zip21286-2987
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.533 AC
Legal Subdivision497 & 499 EPSOM PROP
Legal Block3
Legal Lot Number2
JurisdictionBALTIMORE MD
Township / Civil Division9
Census Block Group3
Census Block3002
Census Tract490900

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address497 EPSOM RD, BALTIMORE, MD 21286-2987
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2006 · Amount on Record
Deed SaleMar 23, 2006 · Amount on Record
Prior SaleDec 24, 1996 · Amount on Record
Deed Document Number2006334255
Deed Book / Page23576 / 508
Last Transfer DateJan 22, 2021
Transfer Doc0442780417
Record UpdatedJun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBALTIMORE MD
Recording DateMar 11, 2021
Property Address497 EPSOM RD, BALTIMORE, MD 21286-2987
Document Number0442780417
Book / Page44278 / 417
Map ReferenceMB SM 1 FO 84
Instrument DateJan 22, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyMID ATLANTIC TITLE, MID ATLANITC TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address497 EPSOM RD, TOWSON, MD 21286-2987

Mortgage

Document Number0044278421
DateMar 11, 2021
Instrument44278/421
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$465,300 (+12.33%) Land $125,200 Building $340,100$465,300 (-) Land $125,200 Building $340,100
2024$6,163.00 (+126.25%)
2023$2,724.00 Homeowner's exemption$414,233$465,300 Land $125,200 Building $340,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

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