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497 Chatham Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 497 Chatham Dr, O Fallon, MO 63366 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2004
Square Footage2,196 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$235,000 (2020)
Tax Bill$3,580.00 (2025)

Property Details

APN / Parcel Number

Primary APNT040300168
Alternative APN
  • 2-0098-9254-0C-0039.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area2,196 sqft Living Area
Gross Area2,994 sqft Gross Area
1st Floor810 sqft 1st Floor
Basement Area792 sqft Basement
Finished Basement594 sqft Finished
Unfinished Basement198 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area10,890 sqft (0.25 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area600 sqft Garage
PorchOpen Porch
Porch Area200 sqft Porch

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT040300168
Street Address497 CHATHAM DR
CityO FALLON
StateMO
Zip63366-4397
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAMPTON WOODS VLG C LOT 39
Legal SubdivisionHAMPTON WOODS VLG C
Legal Lot Number39
JurisdictionST CHARLES MO
Minor Civil DivisionO'FALLON
Census Blockgroup2
Census Block2000
Census Tract311604

Owner

Source: St. Charles County records · APN T040300168

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address497 CHATHAM DR, O FALLON, MO 63366-4397
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2026Deed of Trust, Mortgage · Line of Credit
UNION FEDERAL CREDIT UNION
Sep 17, 2020Deed of Trust, Mortgage
FIRST INTEGRITY MTG SVCS
Jan 02, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST INTEGRITY MORTGAGE SERVICES I
Oct 01, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 02, 2020 · Amount on Record
Deed SaleJan 02, 2020 · Amount on Record
Prior SaleJan 14, 2005 · Amount on Record
Deed Doc Number20203530
Deed Book / Page7209 / 2348
Prior Transfer DateJul 12, 2012
Prior Transfer Doc0058132478
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateAug 03, 2026
Property Address497 CHATHAM DR, O FALLON, MO 63366-4397
Document Number0000036595
Instrument DateJul 16, 2026
Instrument202636595
Transaction TypeMortgage
Record UpdatedAug 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address497 CHATHAM DR, O FALLON, MO 63366-4397

Mortgage

Document Number0000036595,
DateAug 03, 2026
Instrument202636595
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 01, 2041
Interest
Rate5.81%
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address497 CHATHAM DR, O FALLON, MO 63366-4397
Document Number0000072901
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedDec 21, 2020
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address497 CHATHAM DR O FALLON MO 633664397, O FALLON, MO 63366-4397

Mortgage

Document Number0000072901
DateSep 29, 2020
Instrument72901
Lender
NameFIRST INTEGRITY MTG SVCS
TypeMortgage Company
AddressSAINT LOUIS, MO 63146
Agreement
AmountAmount Recorded
Term360 Months
DueSep 28, 2050

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJan 02, 2020
Property Address497 CHATHAM DR, O FALLON, MO 63366-4397
Document Number0072092348
Book / Page7209 / 2348
Map ReferenceMB 39 PG 347&348
Instrument DateDec 27, 2019
Instrument20200102000003530
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address219 PEARL VISTA DR, 219, O FALLON, MO 63366-4673

Transferred To (Grantee/Buyer)

NameVerified Name
Address497 CHATHAM DR, O FALLON, MO 63366-4397

Mortgage

Document Number20200102000003540
DateJan 02, 2020
Instrument20200102000003540
Lender
NameFIRST INTEGRITY MORTGAGE SERVICES I
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address497 CHATHAM DR, O FALLON, MO 63366-4397
Document Number0069932092
Instrument DateOct 01, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address497 CHATHAM DR O FALLON MO 633664397, O FALLON, MO 63366-4397

Mortgage

Document Number0069932092
DateOct 23, 2018
Book Page006993/002092
Instrument604740
Lender
NameSECRETARY/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term300 Months
DueOct 22, 2043

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$55,656 (-)$292,924 (-) Land $64,000 Building $228,924
2025$3,580.00 (+3.89%)$55,656 (+6.99%)$292,924 (+6.99%) Land $64,000 Building $228,924
2024$3,446.00
2023$52,019
2022$273,782 Land $44,000 Building $229,782

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