495 Chatham Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 495 Chatham Dr, O Fallon, MO 63366 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2003
Square Footage1,528 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$222,500 (2017)
Tax Bill$3,229.00 (2024)

Property Details

APN / Parcel Number

Primary APNT040300167
Alternative APN
  • 2-0098-9254-0C-0038.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,528 sqft Living Area
Gross Area2,684 sqft Gross Area
1st Floor772 sqft 1st Floor
Basement Area756 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Patio Area120 sqft Patio
PorchOpen Porch
Porch Area80 sqft Porch

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT040300167
Street Address495 CHATHAM DR
CityO FALLON
StateMO
Zip63366-4397
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAMPTON WOODS VLG C LOT 38
Legal SubdivisionHAMPTON WOODS VLG C
Legal Lot Number38
JurisdictionST CHARLES MO
Minor Civil DivisionO'FALLON
Census Blockgroup2
Census Block2000
Census Tract311604

Owner

Source: St. Charles County records · APN T040300167

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address495 CHATHAM DR, O FALLON, MO 63366-4397
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2018Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY CU
Apr 19, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 19, 2017 · Amount on Record
Deed SaleApr 19, 2017 · Amount on Record
Prior SaleNov 15, 2004 · Amount on Record
Deed Doc Number2017235720
Deed Book / Page6730 / 457
Prior Transfer DateApr 14, 2017
Prior Transfer Doc0067300457
Record RefreshedJun 08, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address495 CHATHAM DR, O FALLON, MO 63366-4397
Transaction TypeMortgage
Record UpdatedAug 09, 2021
Title CompanyTOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0069831242
DateSep 28, 2018
Book Page6983/1242
Instrument20180928000557310
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 01, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateApr 19, 2017
Property Address495 CHATHAM DR, O FALLON, MO 63366-4397
Document Number0067300457
Book / Page6730 / 0457
Map ReferenceMB 39 PG 347
Instrument DateApr 14, 2017
Instrument20170419000235720
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanySELECT TITLE GROUP

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address495 CHATHAM DR, 495, O FALLON, MO 63366-4397

Transferred To (Grantee/Buyer)

NameVerified Name
Address495 CHARHAM DR, O FALLON, MO 63366-4397

Mortgage

Document Number20170419000235730
DateApr 19, 2017
Instrument20170419000235730
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2032

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,356.00 (+3.93%)$52,143 (+7.07%)$274,435 (+7.07%) Land $64,000 Building $210,435
2024$3,229.00
2023$48,701
2022$256,322 Land $44,000 Building $212,322

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