497 Bay Tree Rd, Cairo, GA 39828 Property Records

Grady County property record for 497 Bay Tree Rd, Cairo, GA 39828

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 2002
Lot Size0.61 acres (26,572 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Dec 2021)
Tax Bill$1,617 (2025)
Deeds & MortgagesNov 2021 Sale
Flood ZoneZone X (minimal risk)
APNC035A-040-000

Property Details

APN / Parcel Number

Primary APNC035A-040-000
Alternative APNs
  • C035A040
  • 12968

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,232 sqft Heated Area
1st Floor Area1,232 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2002
Exterior MaterialVinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialMetal
Lot Area26,572 sqft (0.61 acres)
Garage Area264 sqft
PorchOpen Porch
Porch Area340 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number12968
Old Parcel NumberC035A040
Street Address497 BAY TREE RD
CityCAIRO
StateGA
Zip39828-3166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:7 SUBD:OAKHILL EST
Legal SubdivisionOAKHILL EST
Legal Lot Number7
JurisdictionGRADY GA
Township / Civil DivisionCAIRO
Census Block Group4
Census Block4012
Census Tract950402

Owner

497 Bay Tree Rd is owned and occupied by an individual who bought it in December 2021.

Source: Grady County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address497 BAY TREE RD, CAIRO, GA 39828-3166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2021 · Amount on File
Deed SaleDec 6, 2021 · Amount on File
Deed Document Number0000899681
Deed Book / Page899 / 681
Prior Transfer DateNov 30, 2021
Prior Transfer Doc000899/681
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRADY GA
Recording DateNov 30, 2021
Property Address497 BAY TREE RD, CAIRO, GA 39828-3166
Document Number000899/681
Book / Page899 / 681
Instrument DateNov 30, 2021
Instrument2021-001116
Transaction TypeTransfer
Record UpdatedDec 27, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address497 BAY TREE RD, CAIRO, GA 39828-3166

Tax Assessment & Valuation

The 2025 property tax bill for 497 Bay Tree Rd was $1,617, down 15.7% from the year before.

Source: Grady County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
MunicipalityCairo City
CountyGrady County
Unified School DistrictGrady County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,617.00 (-15.74%)$53,734 (+10.42%) Land $3,660 Building $50,074$134,335 (+10.42%) Land $9,150 Building $125,185
2024$1,919.00 (+29.49%)$48,664 (+21.47%) Land $3,660 Building $45,004$121,660 (+21.47%) Land $9,150 Building $112,510
2023$1,482.00 (+3.28%)$40,064 (-) Land $4,800 Building $35,264$100,160 (-) Land $12,000 Building $88,160
2022$1,435.00$40,064 Land $4,800 Building $35,264$100,160 Land $12,000 Building $88,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 497 Bay Tree Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 497 Bay Tree Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAIRO
serves 9,637 people · EPA ID GA1310000
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Windstream
DSL · Fiber in parts of the area
200 / 20

May also be available: Conexon Connect, T-Mobile.

Nearby Properties on Bay Tree Rd

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