Grady County property record for 495 Bay Tree Rd, Cairo, GA 39828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 2002 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,439 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C035A-062-000 |
| Primary APN | C035A-062-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Heated Area |
| 1st Floor Area | 1,232 sqft |
| Flooring | Carpet |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 30,056 sqft (0.689 acres) |
| Garage Area | 264 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 200 sqft |
| Storage Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12987 |
|---|---|
| Old Parcel Number | C035A062 |
| Street Address | 495 BAY TREE RD |
| City | CAIRO |
| State | GA |
| Zip | 39828-3166 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 2 |
| Legal Subdivision | OAKHILL EST |
| Legal Lot Number | 27 |
| Legal Unit | 2 |
| Jurisdiction | GRADY GA |
| Township / Civil Division | CAIRO |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 950402 |
495 Bay Tree Rd is owned and occupied by an individual who acquired it in May 2019.
Source: Grady County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 495 BAY TREE RD, CAIRO, GA 39828-3166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2019 |
| Deed Sale | May 1, 2019 |
| Deed Document Number | 0000848224 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 495 Bay Tree Rd was $1,439 with a homeowner's exemption, down 23.8% from the year before.
Source: Grady County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Cairo City |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,439.00 (-23.82%) Homeowner's exemption | $54,514 (+10.25%) Land $4,140 Building $50,374 | $136,286 (+10.25%) Land $10,350 Building $125,936 |
| 2024 | $1,889.00 (+25.85%) Homeowner's exemption | $49,444 (+21.84%) Land $4,140 Building $45,304 | $123,611 (+21.84%) Land $10,350 Building $113,261 |
| 2023 | $1,501.00 (+3.3%) | $40,580 (-) Land $6,000 Building $34,580 | $101,450 (-) Land $15,000 Building $86,450 |
| 2022 | $1,453.00 | $40,580 Land $6,000 Building $34,580 | $101,450 Land $15,000 Building $86,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 Bay Tree Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 495 Bay Tree Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRO serves 9,637 people · EPA ID GA1310000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Conexon Connect.
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