Martin County property record for 4969 SE Graham Dr, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,930 sqft · built 2005 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Oct 2020) |
| Tax Bill | $4,590 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-38-41-009-000-0184.0-0-0000 |
| Primary APN | 40-38-41-009-000-0184.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,930 sqft Living Area |
| Gross Area | 3,350 sqft |
| 1st Floor Area | 1,280 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 9,627 sqft (0.221 acres) |
| View / Lot | Homesite |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 680 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 413193 |
|---|---|
| Street Address | 4969 SE GRAHAM DR |
| City | STUART |
| State | FL |
| Zip | 34997-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LOT 184 MARTINS CROSSING PUD (PB 15 PG 89) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 40 |
| Legal Subdivision | MARTINS CROSSING |
| Legal Block | 1 |
| Legal Lot Number | 184 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1106 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 SE VALLARTA DR, PORT SAINT LUCIE, FL 34984-8402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 24, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Oct 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2020 · Amount on Record |
| Deed Sale | Oct 2, 2020 · Amount on Record |
| Prior Sale | Dec 7, 2005 · Amount on Record |
| Deed Document Number | 20202841177 |
| Deed Book / Page | 3162 / 2036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4969 SE GRAHAM DR, STUART, FL 34997-1554 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4969 SE GRAHAM DR, STUART, FL 34997-1554 |
| Document Number | 0032880263 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 3288/263 |
| Instrument | 2938617 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Nov 24, 2020 |
| Property Address | 4969 SE GRAHAM DR, STUART, FL 34997-1554 |
| Document Number | 0031752764 |
| Book / Page | 003175 / 002764 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 2851936 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4969 SE GRAHAM DR STUART FL 349971554, STUART, FL 34997-1554 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Oct 2, 2020 |
| Property Address | 4969 SE GRAHAM DR, STUART, FL 34997-1554 |
| Document Number | 0031622036 |
| Book / Page | 3162 / 2036 |
| Map Reference | MB 15 PG 89 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2841177 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ASSURE AMERICA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10440 RANCHETTE DR, 10440, COOPER CITY, FL 33328-5640 |
| Name | Verified Name |
|---|---|
| Address | 4969 SE GRAHAM DR, STUART, FL 34997-1554 |
| Document Number | 0031622039 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 3162/2039 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,590.00 (-0.56%) Additional exemption filed | $303,568 (+5.99%) | $539,400 (+11.61%) Land $160,000 Building $379,400 |
| 2024 | $4,616.00 (+2.15%) | ||
| 2023 | $4,519.00 (+3.69%) Additional exemption filed | $286,421 (+3%) | $483,290 (+8.63%) Land $125,000 Building $358,290 |
| 2022 | $4,358.00 Homeowner's exemption | $278,079 | $444,910 Land $100,000 Building $344,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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