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4849 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 4849 SE Graham Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,717 sqft · built 2006
Lot Size0.116 acres (5,053 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (Aug 2026)
Tax Bill$6,565 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN40-38-41-009-000-0182.0-0-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-009-000-0182.0-0-0000
Alternative APNs
  • 40-38-41-009-000-01820-0
  • 511303

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,717 sqft Living Area
Gross Area1,984 sqft
1st Floor Area1,717 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area5,053 sqft (0.116 acres)
View / LotGreenbelt/Park
Garage TypeAttached
Garage Area267 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number511303
Street Address4849 SE GRAHAM DR
CitySTUART
StateFL
Zip34997-1553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 182 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionMARTINS CROSSING
Legal Block2
Legal Lot Number182
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2016
Census Tract1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4849 SE GRAHAM DR, STUART, FL 34997-1553
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Warranty Deed, Transfer · FHA Mortgage
HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE
Dec 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 29, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Nov 3, 2017Warranty Deed, Transfer · FHA Mortgage
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2026 · Amount on Record
Deed SaleAug 10, 2026 · Amount on Record
Prior SaleJun 3, 2024 · Amount on Record
Deed Document Number20263199739
Deed Book / Page3583 / 2833
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 10, 2026
Property Address4849 SE GRAHAM DR, STUART, FL 34997-1553
Document Number0003199739
Book / Page3583 / 2833
Instrument DateJul 31, 2026
Instrument20263199739
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyHOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$300,475.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4849 SE GRAHAM DR, STUART, FL 34997-1553

Mortgage

Document Number0003199740,
DateAug 10, 2026
Instrument20263199740
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Max Rate-1%

Mortgage

Document Number0003199741,
DateAug 10, 2026
Book Page3583/2856
Instrument20263199741
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 1, 2036
Interest
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4849 SE GRAHAM DR, STUART, FL 34997-1553
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031801160
DateDec 11, 2020
Book Page3180/1160
Instrument2855295
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4849 SE GRAHAM DR, STUART, FL 34997-1553
Document Number0031271641
Instrument DateApr 29, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4849 SE GRAHAM DR STUART FL 349971553, STUART, FL 34997-1553

Mortgage

Document Number0031271641
DateMay 6, 2020
Book Page003127/001641
Instrument2813015
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 5, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateNov 3, 2017
Property Address4849 SE GRAHAM DR, STUART, FL 34997-1553
Document Number0029571468
Book / Page02957 / 1468
Map ReferenceMB15 PG89
Instrument DateOct 23, 2017
Instrument2662839
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,760.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 EL CAMINO REAL, 120, MILLBRAE, CA 94030-2606

Transferred To (Grantee/Buyer)

NameVerified Name
Address4849 SE GRAHAM DR, STUART, FL 34997-1553

Mortgage

Document Number0002662840
DateNov 3, 2017
Instrument2662840
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,565.00 (+75.58%) Homeowner's exemption$386,370 (+64.69%) Land $155,000 Building $231,370$386,370 (+24.42%) Land $155,000 Building $231,370
2024$3,739.00 (+2.33%)
2023$3,654.00 (+3.84%) Additional exemption filed$234,607 (+3%)$310,530 (+10.19%) Land $115,000 Building $195,530
2022$3,519.00 Homeowner's exemption$227,774$281,810 Land $95,000 Building $186,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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