4969 el Mirlo Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4969 el Mirlo Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 2001
Lot Size	0.186 acres (8,081 sqft)
Owner	2 Individual Names on File
Last Sale	$563,500 (Jan 2018)
Tax Bill	$6,810 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-430-25-00`

Property Details

APN / Parcel Number

Primary APN	`122-430-25-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,790 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	8,081 sqft (0.186 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4969 EL MIRLO DR
City	OCEANSIDE
State	CA
Zip	92057-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 25 TR 013940
Legal Subdivision	SUNWEST VILLAGE
Legal Tract	013940
Legal Block	3
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3007
Census Tract	18619

Owner

4969 el Mirlo Dr is owned and occupied by two individuals who acquired it in August 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4969 EL MIRLO DR, OCEANSIDE, CA 92057-2705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Aug 6, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jan 30, 2018	Grant Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018 · Amount on File
Deed Sale	Jan 30, 2018 · Amount on File
Prior Sale	Dec 22, 2000 · Amount on File
Deed Document Number	201836942
Last Transfer Date	Aug 6, 2019
Transfer Doc	0000329380
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4969 EL MIRLO DR, OCEANSIDE, CA 92057-2705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000373626
Date	Jul 14, 2020
Instrument	2020-0373626

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 6, 2019
Property Address	4969 EL MIRLO DR, OCEANSIDE, CA 92057-2705
Document Number	0000329380
Map Reference	MAP 13940
Instrument Date	Aug 6, 2019
Instrument	2019-0329380
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4969 EL MIRLO DR, OCEANSIDE, CA 92057-2705

Mortgage

Document Number	0000329381
Date	Aug 6, 2019
Instrument	2019-0329381

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2018
Property Address	4969 EL MIRLO DR, OCEANSIDE, CA 92057-2705
Document Number	0000036942
Map Reference	MAP 13940
Instrument Date	Jan 10, 2018
Instrument	2018-0036942
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4969 EL MIRLO DR, OCEANSIDE, CA 92057-2705

Mortgage

Document Number	0000036943
Date	Jan 30, 2018
Instrument	2018-0036943

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4969 el Mirlo Dr was $6,810.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$653,982 (+2%) Land $281,041 Building $372,941
2025	$6,810.00	$641,160 Land $275,531 Building $365,629
2023	$6,521.00 (+1.78%)	$616,265 Land $264,833 Building $351,432
2022	$6,407.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4969 el Mirlo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4969 el Mirlo Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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