4968 el Mirlo Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4968 el Mirlo Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 2001
Lot Size	0.164 acres (7,149 sqft)
Owner	2 Individual Names on File
Last Sale	$848,000 (Apr 2022)
Tax Bill	$10,161 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-430-17-00`

Property Details

APN / Parcel Number

Primary APN	`122-430-17-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,790 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	7,149 sqft (0.164 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4968 EL MIRLO DR
City	OCEANSIDE
State	CA
Zip	92057-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 17 TR 013940
Legal Subdivision	SUNWEST VILLAGE
Legal Tract	013940
Legal Block	3
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3016
Census Tract	18619

Owner

4968 el Mirlo Dr is owned and occupied by two individuals who bought it in April 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4968 EL MIRLO DR, OCEANSIDE, CA 92057-2700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Jun 28, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY
Jun 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 18, 2019	Grant Deed, Construction Loan · Conventional Mortgage ANCHOR LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Prior Sale	Jun 28, 2019 · Amount on File
Deed Document Number	2022148363
Prior Transfer Date	Jun 18, 2019
Prior Transfer Doc	0000256951
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2022
Property Address	4968 EL MIRLO DR, OCEANSIDE, CA 92057-2700
Document Number	0000148363
Map Reference	MAP 13940
Instrument Date	Mar 14, 2022
Instrument	2022-0148363
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4968 EL MIRLO DR, OCEANSIDE, CA 92057-2700

Mortgage

Document Number	0000148364
Date	Apr 5, 2022
Instrument	2022-0148364

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2019
Property Address	4968 EL MIRLO DR, OCEANSIDE, CA 92057-2700
Document Number	0000256950
Map Reference	MAP 13940
Instrument Date	Jun 18, 2019
Instrument	2019-0256950
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4968 EL MIRLO DR, OCEANSIDE, CA 92057-2700

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2019
Property Address	4968 EL MIRLO DR, OCEANSIDE, CA 92057-2700
Document Number	0000256951
Map Reference	MAP 13940
Instrument Date	Jun 18, 2019
Instrument	2019-0256951
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4968 EL MIRLO DR, OCEANSIDE, CA 92057-2700

Mortgage

Document Number	0000256952
Date	Jun 28, 2019
Instrument	2019-0256952

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2019
Property Address	4968 EL MIRLO DR, OCEANSIDE, CA 92057-2700
Document Number	0000021281
Instrument Date	Dec 27, 2018
Instrument	21281
Transaction Type	Construction Loan
Record Updated	Jan 29, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4411 E LA PALMA AVE ANAHEIM CA 928071803, ANAHEIM, CA 92807-1803

Mortgage

Document Number	21282
Date	Jan 18, 2019
Instrument	21282

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4968 el Mirlo Dr was $10,161.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$917,893 (+2%) Land $442,258 Building $475,635
2025	$10,161.00	$899,896 Land $433,587 Building $466,309
2023	$9,163.00 (+40.64%)	$820,000 Land $395,000 Building $425,000
2022	$6,515.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4968 el Mirlo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4968 el Mirlo Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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