4965 Lerkas Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4965 Lerkas Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,314 sqft · built 1991
Lot Size	0.151 acres (6,596 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Apr 2014)
Tax Bill	$8,198 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169-542-22-00`

Property Details

APN / Parcel Number

Primary APN	`169-542-22-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	2,314 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	6,596 sqft (0.151 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4965 LERKAS WAY
City	OCEANSIDE
State	CA
Zip	92056-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 129 TR 012405
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	012405
Legal Block	3
Legal Lot Number	129
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	19808

Owner

4965 Lerkas Way is owned and occupied by two individuals who bought it in April 2014.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4965 LERKAS WAY, OCEANSIDE, CA 92056-7429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2014 · Amount on File
Deed Sale	Apr 22, 2014 · Amount on File
Prior Sale	Mar 29, 1990 · Amount on File
Deed Document Number	2014159476
Prior Transfer Date	Oct 13, 1993
Prior Transfer Doc	0000796577
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4965 LERKAS WAY, OCEANSIDE, CA 92056-7429
Document Number	0000504096
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4965 LERKAS WAY OCEANSIDE CA 920567429, OCEANSIDE, CA 92056-7429

Mortgage

Document Number	0000504096
Date	Dec 7, 2018
Instrument	504096

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4965 LERKAS WAY, OCEANSIDE, CA 92056-7429
Document Number	0000564275
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4965 LERKAS WAY OCEANSIDE CA 920567429, OCEANSIDE, CA 92056-7429

Mortgage

Document Number	0000564275
Date	Dec 5, 2017
Instrument	564275

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 4965 Lerkas Way was $8,198 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$743,964 (+2%) Land $375,109 Building $368,855
2025	$8,198.00 Homeowner's exemption	$729,377 Land $367,754 Building $361,623
2023	$7,541.00 (+0.27%) Homeowner's exemption	$701,057 Land $353,475 Building $347,582
2022	$7,521.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4965 Lerkas Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4965 Lerkas Way is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Lerkas Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures