4960 Lerkas Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4960 Lerkas Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,314 sqft · built 1991
Lot Size	0.108 acres (4,725 sqft)
Owner	Trust Name on File
Last Sale	$427,000 (Jun 2012)
Tax Bill	$689 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`169-542-34-00`

Property Details

APN / Parcel Number

Primary APN	`169-542-34-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	2,314 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	4,725 sqft (0.108 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4960 LERKAS WAY
City	OCEANSIDE
State	CA
Zip	92056-7428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 141 TR 012405
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	012405
Legal Block	3
Legal Lot Number	141
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3013
Census Tract	19808

Owner

4960 Lerkas Way is owner-occupied and held in a trust since April 2020.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	4960 LERKAS WAY, OCEANSIDE, CA 92056-7428
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Feb 13, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2012 · Amount on File
Deed Sale	Jun 1, 2012 · Amount on File
Prior Sale	Jun 29, 1990 · Amount on File
Deed Document Number	2012323377
Last Transfer Date	Apr 13, 2020
Transfer Doc	0000192489
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4960 LERKAS WAY, OCEANSIDE, CA 92056-7428
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4960 LERKAS WAY, OCEANSIDE, CA 92056-7428

Mortgage

Document Number	0000843776
Date	Dec 14, 2021
Instrument	2021-0843776

Lender

Name	US BANK NA
Type	Bank
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2020
Property Address	4960 LERKAS WAY, OCEANSIDE, CA 92056-7428
Document Number	0000192489
Map Reference	MAP 12605
Instrument Date	Apr 13, 2020
Instrument	2020-0192489
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	BOSTON NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4960 LERKAS WAY, OCEANSIDE, CA 92056-7428

Mortgage

Document Number	0000192490
Date	Apr 16, 2020
Instrument	2020-0192490

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2019
Property Address	4960 LERKAS WAY, OCEANSIDE, CA 92056-7428
Document Number	0000051829
Instrument Date	Feb 11, 2019
Instrument	51829
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4960 LERKAS WAY OCEANSIDE CA 920567428, OCEANSIDE, CA 92056-7428

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$65,948 (+2%) Land $32,974 Building $32,974
2025	$689.00 (+9.19%) Homeowner's exemption	$64,656 (+4.04%) Land $32,328 Building $32,328
2023	$631.00 (+0.48%) Homeowner's exemption	$62,148 Land $31,074 Building $31,074
2022	$628.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4960 Lerkas Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4960 Lerkas Way is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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