4961 Cypress Hammock Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4961 Cypress Hammock Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 4,681 sqft · built 2014
Lot Size	0.239 acres (10,410 sqft)
Owner	Company Name on Record
Tax Bill	$6,539 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jul 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`17-25-31-3164-0001-1700`

Property Details

APN / Parcel Number

Primary APN	`17-25-31-3164-0001-1700`
Alternative APNs	`253117316400011700` `157745`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,681 sqft Living Area
Gross Area	5,900 sqft
1st Floor Area	2,132 sqft
Upper Floors Area	2,549 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,410 sqft (0.239 acres)
Lot Dimensions	138 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	36 sqft
Porch	Finished/Open Porch
Porch Area	591 sqft
Deck Area	1,154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	4961 CYPRESS HAMMOCK DR
City	SAINT CLOUD
State	FL
Zip	34771-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	EAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 170
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	EAST LAKE PARK PHS 3-5
Legal Phase	3-5
Legal Tract	3164
Legal Block	1700
Legal Lot Number	170
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1029
Census Tract	43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4991 YUKON ST, SAINT CLOUD, FL 34771-7891
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 19, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 18, 2019	Correction Deed ATTORNEY ONLY
Sep 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020
Deed Sale	Jun 19, 2020
Prior Sale	Apr 6, 2018 · Amount on Record
Deed Document Number	202079200
Deed Book / Page	5740 / 2086
Last Transfer Date	Jun 27, 2023
Transfer Doc	0064311298
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jun 27, 2023
Property Address	4961 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Document Number	0064311298
Book / Page	6431 / 1298
Map Reference	MB 20 PG 64-68
Instrument Date	Jun 27, 2023
Instrument	2023082922
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4961 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4961 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Investor	Possibly a Property Investor

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4961 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062531317
Date	Jul 19, 2022
Book Page	6253/1317
Instrument	2022110515

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4961 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059730199
Date	Jun 3, 2021
Book Page	5973/199
Instrument	2021086588

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 26, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4961 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4961 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920

Mortgage

Document Number	0058882482
Date	Feb 10, 2021
Book Page	5888/2482
Instrument	2021019619

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 19, 2020
Property Address	4961 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Document Number	0057402086
Book / Page	005740 / 002086
Instrument Date	Apr 7, 2020
Instrument	79200
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4961 CYPRESS HAMMOCK DR ST CLOUD FL 347718920, ST CLOUD, FL 34771-8920

April 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 18, 2019
Property Address	4961 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Document Number	0055091158
Book / Page	005509 / 001158
Instrument Date	Apr 12, 2019
Instrument	49139
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4961 CYPRESS HAMMOCK DR ST CLOUD FL 347718920, ST CLOUD, FL 34771-8920

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 27, 2018
Property Address	4961 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Document Number	0054081355
Book / Page	005408 / 001355
Instrument Date	Aug 27, 2018
Instrument	145870
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	4961 CYPRESS HAMMOCK DR ST CLOUD FL 347718920, ST CLOUD, FL 34771-8920

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,539.00 (+4.39%) Homeowner's exemption	$461,419 (+5.99%)	$658,000 (+1.81%) Land $95,000 Building $563,000
2024	$6,264.00 (+2.02%)
2023	$6,140.00 (+3.68%) Homeowner's exemption	$435,355 (+3%)	$646,300 (+13.19%) Land $95,000 Building $551,300
2022	$5,922.00 Homeowner's exemption	$422,675	$571,000 Land $68,000 Building $503,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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