Contra Costa County property record for 4965 Calle de Oro, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,308 sqft · built 1988 |
| Lot Size | 1 acres (43,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $875,000 (Mar 2005) |
| Tax Bill | $13,537 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-091-002-7 |
| Primary APN | 052-091-002-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,308 sqft Living Area |
| 1st Floor Area | 2,308 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 43,680 sqft |
| Garage Type | Attached |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 4965 CALLE DE ORO |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | T04869 L0002 B |
| Legal Subdivision | MAP/SUB 4869 |
| Legal Tract | 04869 |
| Legal Lot Number | 2 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 306002 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4965 CALLE DE ORO, OAKLEY, CA 94561-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISTAR MORTGAGE CORP |
| Apr 1, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2005 · Amount on Record |
| Deed Sale | Mar 18, 2005 · Amount on Record |
| Prior Sale | Feb 8, 2002 · Amount on Record |
| Deed Document Number | 200593046 |
| Last Transfer Date | Mar 25, 2019 |
| Transfer Doc | 0000044377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4965 CALLE DE ORO, OAKLEY, CA 94561-1707 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TTL SANTA ANA |
| Name | Verified Name |
|---|---|
| Address | 4965 CALLE DE ORO, OAKLEY, CA 94561-1707 |
| Document Number | 0000101432 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021-101432 |
| Name | AMERISTAR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 1, 2019 |
| Property Address | 4965 CALLE DE ORO, OAKLEY, CA 94561-1707 |
| Document Number | 0000044377 |
| Map Reference | MB 223 PG 1 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 2019-044377 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4965 CALLE DE ORO, OAKLEY, CA 94561-1707 |
| Document Number | 0000044378 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 2019-044378 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2039 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Unified School District | Antioch Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,220,000 (+1.08%) Land $632,000 Building $588,000 | |
| 2025 | $13,537.00 (+7.94%) Homeowner's exemption | $1,207,000 (+7.67%) Land $624,787 Building $582,213 |
| 2023 | $12,541.00 (+3.73%) Homeowner's exemption | $1,121,000 Land $580,271 Building $540,729 |
| 2022 | $12,090.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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