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4876 Calle de Oro, Oakley, CA 94561 Property Records

Contra Costa County property record for 4876 Calle de Oro, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,862 sqft · built 1980
Lot Size1.21 acres (52,800 sqft)
Owner2 Company Names on Record
Last Sale$545,000 (May 2013)
Tax Bill$9,083 (2025)
Deeds & MortgagesJun 2020 Mortgage
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN052-092-001-8

Property Details

APN / Parcel Number

Primary APN052-092-001-8
Alternative APN
  • 052-092-001

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,862 sqft Living Area
1st Floor Area2,862 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1981
Lot Area52,800 sqft
Garage TypeAttached
Garage Area1,080 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4876 CALLE DE ORO
CityOAKLEY
StateCA
Zip94561-1704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT04869 L0006 B
Legal SubdivisionSUBDIVISION 4869
Legal Tract04869
Legal Lot Number6
JurisdictionCONTRA COSTA CA
Township / Civil DivisionANTIOCH-PITTSBURG
Census Block Group2
Census Block2042
Census Tract306002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4876 CALLE DE ORO, OAKLEY, CA 94561-1704
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Mar 25, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2013 · Amount on Record
Deed SaleMay 31, 2013 · Amount on Record
Deed Document Number2013137759
Last Transfer DateSep 28, 2016
Transfer Doc0000203745
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4876 CALLE DE ORO, OAKLEY, CA 94561-1704
Document Number0000159900
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedAug 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4876 CALLE DE ORO OAKLEY CA 945611704, OAKLEY, CA 94561-1704

Mortgage

Document Number0000159900
DateAug 3, 2020
Instrument159900
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 2, 2035

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4876 CALLE DE ORO, OAKLEY, CA 94561-1704
Document Number0000069000
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedMay 14, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4876 CALLE DE ORO OAKLEY CA 945611704, OAKLEY, CA 94561-1704

Mortgage

Document Number0000069000
DateApr 10, 2020
Instrument69000
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Unified School DistrictAntioch Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$849,536 (+5%) Land $94,197 Building $755,339
2025$9,083.00 (+25.63%) Homeowner's exemption$809,114 (+25.43%) Land $92,350 Building $716,764
2023$7,230.00 (+1.75%) Homeowner's exemption$645,056 Land $88,765 Building $556,291
2022$7,106.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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