4965 Apple Dr, Reading, PA 19606 Property Records

Berks County property record for 4965 Apple Dr, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,695 sqft · built 1976
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jun 2017)
Tax Bill	$1,488 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5325-12-75-6695`

Property Details

APN / Parcel Number

Primary APN	`5325-12-75-6695`
Alternative APNs	`43-5325-12-75-6695` `43100110` `100110`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,695 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43100110
Street Address	4965 APPLE DR
City	READING
State	PA
Zip	19606-3486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LORANE ORCHARDS
Legal Block	75
Legal Lot Number	156
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	2
Census Block	2016
Census Tract	12004

Owner

4965 Apple Dr is owned and occupied by an individual who bought it in June 2017.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4965 APPLE DR, READING, PA 19606-3486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit DIAMOND CU
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit DIAMOND CU
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit DIAMOND CU
Jun 2, 2017	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Prior Sale	Feb 8, 2016 · Amount on File
Deed Document Number	201719853
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4965 APPLE DR, READING, PA 19606-3486
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002729
Date	Jan 28, 2026
Instrument	2026002729

Lender

Name	DIAMOND CU
Type	Credit Union
Address	1600 MEDICAL DR, POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 25, 2046

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4965 APPLE DR, READING, PA 19606-3486
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033594
Date	Aug 19, 2022
Instrument	2022033594

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4965 APPLE DR, READING, PA 19606-3486
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013058
Date	Mar 29, 2022
Instrument	2022013058

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 2, 2017
Property Address	4965 APPLE DR, READING, PA 19606-3486
Document Number	0000019853
Instrument Date	May 23, 2017
Instrument	2017019853
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4965 APPLE DR, READING, PA 19606-3486

Mortgage

Document Number	0000019854
Date	Jun 2, 2017
Instrument	2017019854

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company
Address	WHITEHALL, PA 18052

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4965 Apple Dr was $1,488 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,488.00 Homeowner's exemption	$96,100 Land $23,800 Building $72,300	$23,800 Land $23,800
2024	$1,383.00	$96,100 Land $23,800 Building $72,300
1994			$96,100 Land $23,800 Building $72,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4965 Apple Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4965 Apple Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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