4948 Apple Dr, Reading, PA 19606 Property Records

Berks County property record for 4948 Apple Dr, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,848 sqft · built 1980
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Oct 2023)
Tax Bill	$1,441 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5325-12-75-5512`

Property Details

APN / Parcel Number

Primary APN	`5325-12-75-5512`
Alternative APNs	`43-5325-12-75-5512` `43100070` `100070`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,848 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43100070
Street Address	4948 APPLE DR
City	READING
State	PA
Zip	19606-3485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LORANE ORCHARDS
Legal Block	75
Legal Lot Number	64
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	2
Census Block	2020
Census Tract	12004

Owner

4948 Apple Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4948 APPLE DR, READING, PA 19606-3485
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Feb 23, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Feb 23, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on File
Deed Sale	Oct 20, 2023 · Amount on File
Prior Sale	Jul 7, 2000
Deed Document Number	202331237
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 20, 2023
Property Address	4948 APPLE DR, READING, PA 19606-3485
Document Number	0000031237
Map Reference	MB 42 PG 2
Instrument Date	Oct 6, 2023
Instrument	2023031237
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	NOT AVAILABLE, PLATINUM HOME SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4948 APPLE DR, READING, PA 19606-3485

Mortgage

Document Number	0000031238
Date	Oct 20, 2023
Instrument	2023031238

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4948 APPLE DR, READING, PA 19606-3485
Document Number	0000006990
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4948 APPLE DR READING PA 196063485, READING, PA 19606-3485

Mortgage

Document Number	0000006990
Date	Mar 1, 2018
Instrument	6990

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Feb 28, 2098

Interest

Rate Type	Adjustable Rate
Rate	5.09%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	4948 APPLE DR, READING, PA 19606-3485
Document Number	0000006991
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	AMERICAN ADVISORS GROUP, AMERICAN ADVISORS GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4948 APPLE DR READING PA 196063485, READING, PA 19606-3485

Mortgage

Document Number	0000006991
Date	Mar 1, 2018
Instrument	6991

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	960 Months
Due	Feb 28, 2098

Tax Assessment & Valuation

The 2026 property tax bill for 4948 Apple Dr was $1,441 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,441.00 Homeowner's exemption	$92,700 Land $23,100 Building $69,600	$23,100 Land $23,100
2024	$1,339.00 (-68.55%)	$92,700 (-) Land $23,100 Building $69,600
2023	$4,258.00 Homeowner's exemption	$92,700 Land $23,100 Building $69,600
1994			$92,700 Land $23,100 Building $69,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4948 Apple Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4948 Apple Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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