4964 SE Pine Knoll Way, Stuart, FL 34997 Property Records

Martin County property record for 4964 SE Pine Knoll Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,341 sqft · built 1989
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$265,500 (May 2017)
Tax Bill	$4,292 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-006-000-0008.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-006-000-0008.0-0-0000`
Alternative APNs	`48-38-41-006-000-00080-0` `38584`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
Gross Area	1,741 sqft
1st Floor Area	1,341 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	392 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	103 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38584
Street Address	4964 SE PINE KNOLL WAY
City	STUART
State	FL
Zip	34997-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	PINE KNOLL UNREC LOT 8 & 1/72 INT IN STREET OR 352/2580
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	PINE KNOLL UNRECORDED
Legal Block	1
Legal Lot Number	8,1
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1014
Census Tract	1302

Owner

Source: Martin County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4964 SE PINE KNOLL WAY, STUART, FL 34997-6928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Oct 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 22, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	Apr 28, 1997 · Amount on Record
Deed Book / Page	2926 / 2804
Prior Transfer Date	Dec 15, 2015
Prior Transfer Doc	0028241992
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	Sep 17, 2026
Property Address	4964 SE PINE KNOLL WAY, STUART, FL 34997-6928
Document Number	0003205496
Book / Page	3591 / 197
Instrument Date	Sep 9, 2026
Instrument	20263205496
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003205496,
Date	Sep 17, 2026
Book Page	3591/197
Instrument	20263205496

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4964 SE PINE KNOLL WAY, STUART, FL 34997-6928
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4964 SE PINE KNOLL WAY, STUART, FL 34997-6928

Mortgage

Document Number	0034032537
Date	Oct 27, 2023
Book Page	3403/2537
Instrument	3042297

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4964 SE PINE KNOLL WAY, STUART, FL 34997-6928
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032601496
Date	Sep 30, 2021
Book Page	3260/1496
Instrument	2917201

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4964 SE PINE KNOLL WAY, STUART, FL 34997-6928
Document Number	0031232303
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4964 SE PINE KNOLL WAY STUART FL 349976928, STUART, FL 34997-6928

Mortgage

Document Number	0031232303
Date	Apr 16, 2020
Book Page	003123/002303
Instrument	2810085

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 22, 2017
Property Address	4964 SE PINE KNOLL WAY, STUART, FL 34997-6928
Document Number	0029262804
Book / Page	002926 / 002804
Instrument Date	May 22, 2017
Instrument	2636723
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	INFINITI TITLE INSURANCE INC, INFINITI TITLE INS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,858.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4964 SE PINE KNOLL WAY STUART FL 349976928, STUART, FL 34997-6928

Mortgage

Document Number	29262806
Date	May 22, 2017
Book Page	002926/002806
Instrument	2636724

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,292.00 (-0.53%) Homeowner's exemption	$285,081 (+5.99%)	$467,500 (+9.24%) Land $220,000 Building $247,500
2024	$4,315.00 (+2.23%)
2023	$4,221.00 (+3.76%) Additional exemption filed	$268,978 (+3%)	$427,950 (+12.82%) Land $205,000 Building $222,950
2022	$4,068.00 Homeowner's exemption	$261,144	$379,310 Land $210,000 Building $169,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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