4923 SE Pine Knoll Way, Stuart, FL 34997 Property Records

Martin County property record for 4923 SE Pine Knoll Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,047 sqft · built 1973
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,000 (Feb 2017)
Tax Bill	$5,370 (2024)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-006-000-0039.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-006-000-0039.0-5-0000`
Alternative APNs	`48-38-41-006-000-00390-5` `38615`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,047 sqft Living Area
1st Floor Area	2,047 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	27 sqft
Deck Area	400 sqft
Patio Area	1,075 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4923 SE PINE KNOLL WAY
City	STUART
State	FL
Zip	34997-6995
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	PINE KNOLL UNREC LOT 39 & 1/72 INT IN STREET OR 350/2808
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	PINE KNOLL UNRECORDED
Legal Block	1
Legal Lot Number	39,1
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1004
Census Tract	1302

Owner

Source: Martin County records, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4923 SE PINE KNOLL WAY, STUART, FL 34997-6995
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2017 · Amount on Record
Deed Sale	Feb 14, 2017 · Amount on Record
Prior Sale	Feb 5, 2015 · Amount on Record
Deed Document Number	20172619680
Deed Book / Page	2907 / 703
Prior Transfer Date	Feb 4, 2015
Prior Transfer Doc	0027650199
Record Updated	Jun 8, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 14, 2017
Property Address	4923 SE PINE KNOLL WAY, STUART, FL 34997-6995
Document Number	0029070703
Book / Page	002907 / 000703
Instrument Date	Feb 10, 2017
Instrument	2619680
Transaction Type	Transfer
Record Updated	Feb 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,058.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 GOTHAM AVE BROOKLYN NY 11229, BROOKLYN, NY 11229

Mortgage

Document Number	29070707
Date	Feb 14, 2017
Book Page	002907/000707
Instrument	2619682

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 13, 2032

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$351,266 (+5.99%)	$500,850 (+8.83%) Land $220,000 Building $280,850
2024	$5,370.00 (+2.05%)
2023	$5,262.00 (+3.64%) Additional exemption filed	$331,425 (+3%)	$460,200 (+13.85%) Land $205,000 Building $255,200
2022	$5,077.00 Homeowner's exemption	$321,772	$404,220 Land $210,000 Building $194,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20