4964 Olive Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4964 Olive Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,714 sqft · built 1978
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Sep 2023)
Tax Bill	$7,875 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-0370-052-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0370-052-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,714 sqft Living Area
1st Floor Area	1,479 sqft
2nd Floor Area	1,235 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4964 OLIVE OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MADDOX RANCH 02, LOT 158
Legal Subdivision	MADDOX RANCH 02
Legal Lot Number	158
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4011
Census Tract	5801

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4964 OLIVE OAK WAY, CARMICHAEL, CA 95608-5658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Grant Deed, Transfer · Conventional Mortgage ALLIANT CU
Sep 5, 2023	Intrafamily Transfer, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL
Jun 30, 2021	Intrafamily Transfer, Transfer
Mar 6, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Deed Book / Page	20230905 / 561
Prior Transfer Date	Aug 31, 2023
Prior Transfer Doc	2023000562
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 5, 2023
Property Address	4964 OLIVE OAK WAY, CARMICHAEL, CA 95608-5658
Document Number	0000000561
Map Reference	MB 104 MAP 15
Instrument Date	Aug 31, 2023
Instrument	202309050561
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4964 OLIVE OAK WAY, CARMICHAEL, CA 95608-5658

Mortgage

Document Number	0000000563
Date	Sep 5, 2023
Instrument	202309050563

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Max Rate	11.7%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 5, 2023
Property Address	4964 OLIVE OAK WAY, CARMICHAEL, CA 95608-5658
Document Number	0000000562
Map Reference	MB 104 MAP 15
Instrument Date	Aug 31, 2023
Instrument	202309050562
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4964 OLIVE OAK WAY, CARMICHAEL, CA 95608-5658

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 30, 2021
Property Address	4964 OLIVE OAK WAY, CARMICHAEL, CA 95608-5658
Document Number	0000002141
Map Reference	MB 104 MAP 15
Instrument Date	Jun 22, 2021
Instrument	202106302141
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4964 OLIVE OAK WAY, CARMICHAEL, CA 95608-5658

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4964 OLIVE OAK WAY, CARMICHAEL, CA 95608-5658
Document Number	1803160625
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4964 OLIVE OAK WAY CARMICHAEL CA 956085658, CARMICHAEL, CA 95608-5658

Mortgage

Document Number	1803160625
Date	Mar 16, 2018
Instrument	1803160625

Lender

Name	BANK OF AMERICA/IL
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$676,260 (+2%) Land $156,060 Building $520,200
2025	$7,875.00 (+0.77%) Homeowner's exemption	$663,000 (+95.05%) Land $153,000 Building $510,000
2024	$7,815.00 (+88.91%)
2023	$4,137.00 (+0.53%)	$339,915 Land $82,039 Building $257,876
2022	$4,115.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

Nearby Properties on Olive Oak Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures