4960 Olive Oak Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4960 Olive Oak Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,394 sqft · built 1978
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$716,000 (Dec 2023)
Tax Bill	$8,674 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`282-0370-051-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0370-051-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,394 sqft Living Area
1st Floor Area	1,422 sqft
2nd Floor Area	972 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4960 OLIVE OAK WAY
City	CARMICHAEL
State	CA
Zip	95608-5658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MADDOX RANCH 02, LOT 157
Legal Subdivision	MADDOX RANCH 02
Legal Lot Number	157
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4011
Census Tract	5801

Owner

4960 Olive Oak Way is owned and occupied by two individuals who acquired it in February 2026.

Source: Sacramento County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4960 OLIVE OAK WAY, CARMICHAEL, CA 95608-5658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage ANSWER HOME LENDING INC
Dec 5, 2023	Gift Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2023	Grant Deed, Transfer · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2023 · Amount on File
Deed Sale	Dec 5, 2023 · Amount on File
Prior Sale	Jan 6, 2023 · Amount on File
Deed Book / Page	20231205 / 796
Last Transfer Date	Feb 17, 2026
Transfer Doc	2026000297
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 23, 2026
Property Address	4960 OLIVE OAK WAY, CARMICHAEL, CA 95608-5658
Document Number	0000000297
Map Reference	MB 104 MAP 15
Instrument Date	Feb 17, 2026
Instrument	202602230297
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4960 OLIVE OAK WAY, CARMICHAEL, CA 95608-5658

Mortgage

Document Number	0000000298
Date	Feb 23, 2026
Instrument	202602230298

Lender

Name	ANSWER HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2054

December 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 5, 2023
Property Address	4960 OLIVE OAK WAY, CARMICHAEL, CA 95608-5658
Document Number	0000000796
Map Reference	MB 104 MAP 15
Instrument Date	Dec 1, 2023
Instrument	202312050796
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4960 OLIVE OAK WAY, CARMICHAEL, CA 95608-5658

Mortgage

Document Number	0000000797
Date	Dec 5, 2023
Instrument	202312050797

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 6, 2023
Property Address	4960 OLIVE OAK WAY, CARMICHAEL, CA 95608-5658
Document Number	0000000657
Map Reference	MB 104 MAP 15
Instrument Date	Jan 3, 2023
Instrument	2023010600657
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2351 SUNSET BLVD # 170236, 170236, ROCKLIN, CA 95765-4338

Mortgage

Document Number	0000000658
Date	Jan 6, 2023
Instrument	2023010600658

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4960 Olive Oak Way was $8,674, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$744,926 (+2%) Land $156,060 Building $588,866
2025	$8,674.00 (+0.98%)	$730,320 Land $153,000 Building $577,320
2024	$8,590.00 (+34.64%)
2023	$6,380.00 (+205.12%)	$528,000 Land $150,000 Building $378,000
2022	$2,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4960 Olive Oak Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4960 Olive Oak Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

Nearby Properties on Olive Oak Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures