4964 Monteray Dr, Midland, MI 48642 Property Records

Bay County property record for 4964 Monteray Dr, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Flood Zone	Zone X (minimal risk)
APN	`190-801-018-086-00`

Property Details

APN / Parcel Number

Primary APN	`190-801-018-086-00`

Location & Zoning

Street Address	4964 MONTERAY DR
City	MIDLAND
State	MI
Zip	48642-6370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 ARLINGTON MANOR MHP
Legal Lot Number	43
Jurisdiction	BAY MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4036
Census Tract	285600

Owner

Source: Bay County records · APN 190-801-018-086-00

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4964 MONTERAY DR, MIDLAND, MI 48642-6370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Midland City
Unified School District	Bay City School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 17, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 79 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MIDLAND serves 42,547 people
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.