Bay County property record for 4938 Monteray Dr, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $23 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 190-801-018-096-00 |
| Primary APN | 190-801-018-096-00 |
|---|
| Street Address | 4938 MONTERAY DR |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-6357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 ARLINGTON MANOR MHP |
| Legal Lot Number | 48 |
| Jurisdiction | BAY MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 285600 |
Source: Bay County records · APN 190-801-018-096-00
Assessment roll updated May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 49387 MONTERAY DR, MIDLAND, MI 48642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Midland City |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23.00 Homeowner's exemption | $1,200 (+33.33%) | $2,400 (+33.33%) |
| 2023 | $900 | $1,800 |
Source: FEMA National Flood Hazard Layer as of February 17, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 79 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MIDLAND serves 42,547 people |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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