Caldwell County property record for 4962 Serenity Ln, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,344 sqft · built 2001 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,622 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2025 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11 32 1 25 |
| Primary APN | 11 32 1 25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 4,771 sqft |
| 1st Floor Area | 1,344 sqft |
| Attic | Attic |
| Attic Area | 143 sqft |
| Basement Area | 1,896 sqft |
| Finished Basement | 484 sqft |
| Unfinished Basement | 1,412 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Logs |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 90,169 sqft (2.07 acres) |
| Garage Type | Finished |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 312 sqft |
| Deck Area | 420 sqft |
| Patio Area | 420 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 184772 |
|---|---|
| Street Address | 4962 SERENITY LN |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-8205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1537 PG 121 YR 05 ST 0.00 ADD ON 1971/1095 2019 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | NORTH CATAWBA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31401 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4962 SERENITY LN, GRANITE FALLS, NC 28630-8205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Mar 21, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC |
| Dec 4, 2025 | Public Action, Foreclosure · FHA Mortgage NOVUS HOME MORTGAGE |
| Sep 13, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Aug 21, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 20, 2005 |
| Transfer Doc | 0015370121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4962 SERENITY LN, GRANITE FALLS, NC 28630-8205 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 4962 SERENITY LN, GRANITE FALLS, NC 28630-8205 |
| Document Number | 0020791054 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 2079/1054 |
| Instrument | 10082541 |
| Name | FIRST CITIZENS BANK AND TRUST CO INC |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Public Action |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Dec 4, 2025 |
| Property Address | 4962 SERENITY LN, GRANITE FALLS, NC 28630-8205 |
| Document Number | 0021511156 |
| Book / Page | 2151 / 1156 |
| Instrument Date | Dec 4, 2025 |
| Instrument | 10113548 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4962 SERENITY LN, GRANITE FALLS, NC 28630-8205 |
| Document Number | 0010113549 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 10113549 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Sep 13, 2019 |
| Property Address | 4962 SERENITY LN, GRANITE FALLS, NC 28630-8205 |
| Document Number | 0010036670 |
| Book / Page | 001971 / 001095 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 10036670 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4962 SERENITY LN GRANITE FALLS NC 286308205, GRANITE FALLS, NC 28630-8205 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 4962 SERENITY LN, GRANITE FALLS, NC 28630-8205 |
| Document Number | 0010036316 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4962 SERENITY LN GRANITE FALLS NC 286308205, GRANITE FALLS, NC 28630-8205 |
| Document Number | 0010036316 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 001970/001682 |
| Instrument | 10036316 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,622.00 (+4.42%) | $403,300 (+9.56%) Land $25,900 Building $377,400 | |
| 2025 | $2,511.00 (+38.42%) | $368,100 (+66.19%) Land $36,000 Building $332,100 | $403,300 (+82.08%) Land $25,900 Building $377,400 |
| 2024 | $1,814.00 (+4.55%) | ||
| 2023 | $221,500 (-) Land $30,400 Building $191,100 | $221,500 (-) Land $30,400 Building $191,100 | |
| 2022 | $1,735.00 | $221,500 Land $30,400 Building $191,100 | $221,500 Land $30,400 Building $191,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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