Caldwell County property record for 4949 Serenity Ln, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 1973 |
| Lot Size | 2.37 acres (103,237 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (May 2023) |
| Tax Bill | $1,555 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11 32 1 44 |
| Primary APN | 11 32 1 44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,276 sqft Heated Area |
| Gross Area | 3,024 sqft |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 1,276 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 103,237 sqft (2.37 acres) |
| Garage Type | Carport |
| Garage Area | 294 sqft |
| Carport | Carport |
| Carport Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 48 sqft |
| Patio Area | 48 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 184898 |
|---|---|
| Street Address | 4949 SERENITY LN |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-8205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2084 PG 1632 YR 2023 ST 500.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | NORTH CATAWBA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 31401 |
Source: Caldwell County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4949 SERENITY LN, GRANITE FALLS, NC 28630-8205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage FIRST CITIZENS BANK & TRUST CO |
| May 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Aug 26, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Deed Document Number | 202310084900 |
| Deed Book / Page | 2084 / 1632 |
| Last Transfer Date | Dec 12, 2025 |
| Transfer Doc | 0021521787 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Dec 17, 2025 |
| Property Address | 4949 SERENITY LN, GRANITE FALLS, NC 28630-8205 |
| Document Number | 0021521787 |
| Book / Page | 2152 / 1787 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 10114041 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4949 SERENITY LN, GRANITE FALLS, NC 28630-8205 |
| Name | Verified Name |
|---|---|
| Address | 4949 SERENITY LN, GRANITE FALLS, NC 28630-8205 |
| Document Number | 0010114042 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 10114042 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | May 25, 2023 |
| Property Address | 4949 SERENITY LN, GRANITE FALLS, NC 28630-8205 |
| Document Number | 0020841632 |
| Book / Page | 2084 / 1632 |
| Instrument Date | May 25, 2023 |
| Instrument | 10084900 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4949 SERENITY LN, GRANITE FALLS, NC 28630-8205 |
| Document Number | 0020841635 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 2084/1635 |
| Instrument | 10084901 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.72% |
| Max Rate At Change | 7.4% |
| Index | 5-Year TN |
| Max Rate | 11.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Aug 26, 2019 |
| Property Address | 4949 SERENITY LN, GRANITE FALLS, NC 28630-8205 |
| Document Number | 0010036050 |
| Book / Page | 001970 / 000280 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 10036050 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4962 SERENITY LN GRANITE FALLS NC 286308205, GRANITE FALLS, NC 28630-8205 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,400 (-) Land $28,600 Building $197,800 | ||
| 2025 | $1,555.00 (+45.33%) | $226,400 (+75.23%) Land $28,600 Building $197,800 | $226,400 (+75.23%) Land $28,600 Building $197,800 |
| 2024 | $1,070.00 (+4.9%) | ||
| 2023 | $129,200 (-) Land $24,200 Building $105,000 | $129,200 (-) Land $24,200 Building $105,000 | |
| 2022 | $1,020.00 | $129,200 Land $24,200 Building $105,000 | $129,200 Land $24,200 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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