Macomb County property record for 49614 Bingham Ln, Macomb, MI 48044 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 3,126 sqft · built 2016 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | Company Name on File |
| Last Sale | $75,000 (Jul 2017) |
| Tax Bill | $7,304 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2021 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-20-351-020 |
| Primary APN | 20-08-20-351-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,126 sqft Living Area |
| 1st Floor Area | 1,602 sqft |
| Basement Area | 1,602 sqft |
| Unfinished Basement | 1,602 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Condo/Apartment |
| Lot Area | 9,104 sqft (0.209 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Area | 658 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 49614 BINGHAM LN |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-1548 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | MONARCH ESTATES CONDO MCCP #1118 UNIT 20 L 23805 PGS 856 - 933 |
| Legal Subdivision | MONARCH ESTATES |
| Legal Unit | 20 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 224001 |
Source: Macomb County records · APN 20-08-20-351-020
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 49614 BINGHAM LN, MACOMB, MI 48044-1548 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 15, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 10, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Jul 10, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on Record |
| Deed Sale | Jul 10, 2017 · Amount on Record |
| Prior Sale | Jul 10, 2017 · Amount on Record |
| Deed Document Number | 20177084331 |
| Deed Book / Page | 24813 / 176 |
| Last Transfer Date | Oct 10, 2025 |
| Transfer Doc | 0000091331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49614 BINGHAM LN, MACOMB, MI 48044-1548 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 49614 BINGHAM LN, MACOMB, MI 48044-1548 |
| Document Number | 2500115118 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 30453/291 |
| Instrument | 202500115118 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49614 BINGHAM LN, MACOMB, MI 48044-1548 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 49614 BINGHAM LN, MACOMB, MI 48044-1548 |
| Document Number | 2102158949 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 27573/730 |
| Instrument | 202102158949 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 09, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49614 BINGHAM LN, MACOMB, MI 48044-1548 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 49614 BINGRAN LANE, MACOMB, MI 48044 |
| Document Number | 2200033382 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 28486/504 |
| Instrument | 202200033382 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jan 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 49614 BINGHAM LN, MACOMB, MI 48044-1548 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 49614 BINGHAM LN, MACOMB, MI 48044-1548 |
| Document Number | 0000104704 |
|---|---|
| Date | Sep 02, 2020 |
| Book Page | 26964/777 |
| Instrument | 2104704 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jul 10, 2017 |
| Property Address | 49614 BINGHAM LN, MACOMB, MI 48044-1548 |
| Document Number | 0000084331 |
| Book / Page | 24813 / 176 |
| Map Reference | LB 23805 PG 856-933 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 7084331 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2553 23 MILE RD, 2553, SHELBY TOWNSHIP, MI 48316-3807 |
| Name | Verified Name |
|---|---|
| Address | 24133 HARRISON ST, CLINTON TOWNSHIP, MI 48035-5436 |
| Document Number | 0000084332 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 7084332 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jul 10, 2017 |
| Property Address | 49614 BINGHAM LN, MACOMB, MI 48044-1548 |
| Document Number | 0000084330 |
| Book / Page | 024813 / 000174 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 84330 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $593.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2553 23 MILE RD SHELBY TOWNSHIP MI 483163807, SHELBY TOWNSHIP, MI 48316-3807 |
Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,000 (+5.24%) | $610,000 (+5.24%) | |
| 2025 | $7,304.00 (+2.6%) Homeowner's exemption | $289,800 (+17.23%) | $579,600 (+17.23%) |
| 2024 | $7,119.00 (+10.18%) | ||
| 2023 | $247,200 | $494,400 | |
| 2022 | $6,461.00 |
Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992240014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023, rainfall accumulation, Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 316 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | DSL | 100 / 20 |
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